Modern Loan Management Software for Growing Lenders

You don’t have to close your current book to start. Import your existing clients and loans with their outstanding balances and set each loan’s opening position, so its schedule continues from where it is today. Duplicate checks run on the way in, and each ledger account takes an opening balance and the date it applies from — so the accounts start from your real position on the day you switch.

You do. Your clients, loans, transactions and full ledger stay exportable for as long as you hold an account — from inside the product, with no request to us — including on the way out. Your book is never held back to keep you subscribed.

Set up your loan products once — flat or reducing balance, your own rates, fees and penalty rules — and every loan written against a product follows them. Interest, fees and late penalties are calculated on each schedule automatically, so pricing stops being a formula someone retypes per loan and becomes a setting.

Yes. Every disbursement, repayment, fee and accrual posts to the general ledger by double entry as it happens, so your trial balance, P&L and balance sheet are built from the same activity as the loan book. Any figure drills back through its journals to the loan and transaction behind it, and portfolio-at-risk, aging and classification come from live data — so an audit query is a drill-down and a regulatory return is an export, not a reconstruction.