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Pricing

Lendbox pricing and plans

Simple plans for lenders of every size. Pick a plan, start a 30-day free trial, and only pay when you keep using Lendbox.

Basic

$25

/month

Billed yearly at $300

1 Branch
1 Staff Member
Business website
24/7 Support
All other features are included
Start 30 day free trial

Business

$89

/month

Billed yearly at $1,068

2 Branches
3 Staff Members
Custom Domain Name for Business Website
API Integration
Priority Support
All other features are included
Start 30 day free trial

Growth

$134

/month

Billed yearly at $1,608

3 Branches
6 Staff Members
Custom Domain Name for Business Website
API Integration
Priority Support
All other features are included
Start 30 day free trial

Enterprise

$185

/month

Billed yearly at $2,220

All features in Growth plan are included
Start 30 day free trial

Before you pick a plan

How much does Lendbox cost?

Lendbox starts at $29 a month for one branch and one staff member, or $25 a month billed yearly. Business is $99 a month ($89 billed yearly) for two branches and three staff, and Growth is $149 a month ($134 billed yearly) for three branches and six staff. Enterprise is priced per staff member ($14 a month) and per branch ($19 a month), and the card shows your figure as you move the sliders. The price follows branches and staff, never the number of borrowers, loans or repayments, and every plan starts with a 30-day free trial and no setup fee.

What is included in every plan?

Every feature. Basic, Business, Growth and Enterprise all run the same product: loan products, approval workflows, the double-entry ledger, the reports, the borrower portal, fraud checks and risk scores, SMS, email and WhatsApp notifications, and the Android and iOS apps. The plans differ in the number of branches and staff, and in whether a custom domain, API access and priority support are included. There is no charge per borrower, per loan or per repayment, and no setup fee.

What happens when we add a branch or hire more staff?

You move up a plan, or on to Enterprise. Basic, Business and Growth each include a fixed number of branches and staff. Enterprise grows per staff member and per branch: move the sliders on the Enterprise card to your numbers and it shows your monthly price. Your loans, ledger, settings and history carry over as they are. A plan change is a billing change, not a migration.

How is loan management software usually priced?

Most vendors charge in one of four ways: per user, per branch, per active loan or account, or as a share of the portfolio, often with a setup or implementation fee on top. Per-loan and portfolio pricing rise with the book, so a growing lender pays more each year for the same software. Lendbox prices by branches and staff only, with no setup fee and no charge per borrower, loan or repayment. Before you sign anything, ask what implementation covers, whether data migration and training are included, how SMS and payment charges are billed, and what the price becomes at twice your current book. The alternatives pages compare Lendbox with other lending platforms on features, pricing and fit.

See the plans in your currency

Lendbox bills in US dollars by card everywhere except Zambia, which is billed in kwacha. Each country page shows the same four plans converted at an indicative rate, with the billing questions lenders there ask.

Everything you need to grow your lending business

Fraud Detection
AI-powered analysis of images and documents for potential fraud, automatically flagging suspicious activity.
Credit Risk Score
Utilizes artificial intelligence to generate risk scores for borrowers based on their creditworthiness and history.
Unlimited Borrowers and Clients
Add as many borrowers, additional income sources, expenses, files, comments, and custom fields as you need.
Unlimited Repayments
Record an unlimited number of repayments made by borrowers.
Staff Roles and Permissions
Define staff roles and manage permissions to control feature access and branch visibility.
Borrower Portal
Provide borrowers with a branded portal to log in and view their loans, statements, repayments, and receipts.
Detailed Audit Trails
Log and monitor changes within the platform to maintain compliance and ensure transparency.
Email Borrowers
Send emails directly to borrowers.
SMS Borrowers
Send SMS messages directly to borrowers.
WhatsApp Notifications
Send automated WhatsApp notifications to borrowers for important events and reminders.
Automated Notifications
Automatically send SMS and email alerts for events like loan creation, due date reminders, repayment confirmations, and more.
Interactive Charts and Reports
Access detailed reports and dynamic charts to analyze data.
Unlimited Loan Products
Offer flexible loan products tailored to different borrower needs and preferences.
Loan Fees
Set up fees that can be charged upfront or over the loan's duration.
Late Payment Penalty Fees
Configure penalties for late loan payments.
Automatic Backups
Data is regularly backed up to multiple global locations for security.
24/7 Support
Get quick responses via email or schedule Google Meet sessions for training and assistance.
Data Import
Easily transfer existing data to Lendbox using Excel or CSV files.
No Setup Fees
Start using Lendbox without paying any setup fees—just the monthly subscription.
Unlimited File Storage
Store borrower and loan documents without worrying about storage limits.
Secure Access Everywhere
Access your data securely from any device, with real-time synchronization.
Loan Performance Insights
Analytics dashboard to visualize the performance of loans and identify areas for growth.
Mobile Application
Access all features through user-friendly Android and iOS applications for on-the-go management.
Interactive FAQ and Help Center
Provide a self-service knowledge base and frequently asked questions to enhance borrower understanding.
Multi-Currency Support
Support transactions in multiple currencies for international borrowing and repayment options.
Accounting Feature
Manage your lending business finances, track income, expenses, and generate accounting entries.
Accounting Reports
Generate detailed accounting reports for compliance and business insights.
Loan Agreements and Contract Templates
Create, customize, and manage digital loan agreements and contract templates.
Borrower Groups
Organize borrowers into groups for group lending, reporting, and management.
API Integration
Integrate Lendbox with your existing systems using a robust API.
Custom Domain for Borrower Website
Brand your borrower portal with a custom domain name.
Portfolio-at-Risk Metrics
Track and analyze portfolio-at-risk (PAR) metrics to monitor loan performance and risk.
Digital Document E-Signing
Sign loan agreements and other documents inside Lendbox — you sign the template once, each borrower signs their own copy, and the signed document is stored on the loan.

Pricing questions

Is there a free trial?

Yes. Every plan starts with a 30-day free trial, and there is no setup fee. Pick the plan that fits your branches and staff, try it with your own loan book, and only pay when you decide to keep using Lendbox.

What is the difference between monthly and yearly billing?

The same plan, billed either every month or once a year. Yearly billing works out cheaper per month: the price shown under Annually is the monthly equivalent, and the full yearly amount is printed beneath it.

How is the Enterprise plan priced?

Enterprise is priced per staff member and per branch rather than as a flat fee. Move the sliders on the Enterprise card to the number of staff and branches you run and the card shows your monthly price.

What do the branch and staff limits mean?

Each plan includes a number of branches and staff members. Basic covers one branch and one staff member, Business two branches and three staff, and Growth three branches and six staff. Beyond that, Enterprise grows with you per staff member and branch.

Which currency are prices shown in?

US dollars, or kwacha for visitors in Zambia, the one market Lendbox bills locally. Everywhere else the card is charged in US dollars. Lenders in Kenya, Uganda, Nigeria, Ghana, Tanzania, Rwanda, South Africa, Botswana, Zimbabwe and the Philippines can see the same plans converted to their own currency on the country pricing pages.

Ready to start managing loans?
Start your free trial today.

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