Umlando Wezinguquko

Ukususa imali ebolekiwe nababoleki abaningi

Manje usungakhetha futhi ususe imali ebolekiwe noma ababoleki abaningi ngesenzo esisodwa, kunokubasusa ngamunye ngamunye.

Izimo ezintsha zemalimboleko

Sishintshe isimo semalimboleko esithi "Overdue" safaka ezimbili eziqondile kakhulu: "Missed Payments" kanye ne-"Past Maturity."

Amadokhumenti Abatshalizimali

Izifanekiso zamadokhumenti manje zisekela amadokhumenti abatshalizimali. Dala izivumelwano nezitatimende zabatshalizimali usebenzisa izifanekiso, bese uzithumela ukuze zisayinwe.

Amasiginesha e-elekthronikhi emibhalweni yemalimboleko

Manje usungathumela imibhalo kubaboleki futhi uqoqe amasiginesha nge-elekthronikhi. Vula imali mboleko, uye kuthebhu ethi Documents, bese uchofoza okuthi Send for signature kunoma yimuphi umbhalo. Engeza abasayina abaningi ngendlela oyidingayo.

Okusha: Umbiko Wezinkokhelo Ezisalindile

Umbiko omusha wokulandelela izikweletu ezisalindile usuyatholakala ku-Reports Center → Arrears Report.

Okusha: Ukulandelela Isigaba Sokuqoqa Imali Yezikweletu

Manje usungasetha isigaba sokuqoqa emalolweni ukuze ulandelele izenzo zokubuyisa.

Kungezwe amamethrikhi angeziwe ku-Repayments Report

I-Repayments Report manje ifaka amamethrikhi angeziwe; inzuzo eqinisekiwe, isilinganiso senzuzo, izinkokhelo eziqoqiwe namaphenalthi aqoqiwe

Izaziso ze-Push ze-Approval Queue

Izaziso ze-push manje zithunyelwa kumsebenzi ofanele lapho imali ebolekiwe, inkokhelo yokubuyisa, noma ukuthengiselana kulindele ukuvunywa kwabo, noma lapho okuthile sekubuyiselwe kubo ukuze kwenziwe izinguquko. Lokhu kusebenza kuwebhu, ku-Android nasohlelweni lokusebenza lwe-iOS

Uhlelo Lwe-Accounting Oluvuselelwe

Ukurekhoda ukuthengiselana sekulula kakhulu. Ikhasi elisha le-Transactions likuvumela ukuthi ufake imali engenayo nezindleko ngaphandle kokubhekana nobunzima be-double-entry accounting. Iya ku-Accounting → Transactions ukuze uqale.

Buka Umlando Wemali Mboleko Yomboleki

Manje usungakwazi ukufinyelela umlando ophelele wemali mboleko yomboleki ngokuqondile kuphrofayela yakhe nangesikhathi sokwakha imali mboleko, okunikeza ukubonakala ngokushesha ekuziphatheni kwakhe kokuboleka esikhathini esidlule — akukho sidingo sokusesha noma sokuhlunga ngesandla.

Izikhathi Ezihleliwe Zokulethwa Kwama-imeyili Wombiko Nezikhumbuzi Zababoleki

Manje usungakwazi ukusetha isikhathi esiqondile lapho kuthunyelwa khona ama-imeyili wombiko wansuku zonke nezaziso zezikhumbuzi zababoleki. Yiya ku-Settings > Notifications ukuze usethe izikhathi zakho ozithandayo zokulethwa — uqinisekise ukuthi imibiko ifinyelela eqenjini lakho ngesikhathi esifanele futhi izikhumbuzi ziphume lapho ababoleki kungenzeka kakhulu ukuthi benze okuthile.

Yini Okusha: Principal Analysis Charts

Ikhasi elikhethekile le-analytics ledatha yakho ye-principal seliyatholakala manje. Buka i-cumulative principal, ukuqhathanisa konyaka nonyaka, amazinga okukhula enyanga nenyanga, ukusatshalaliswa kosayizi wemalimboleko, nosayizi omaphakathi wemalimboleko. Lifikela ku-Analytics > Principal Analysis.

Ukubuka kwekhalenda lokukhokha: Bonisa isamba esiphelele ngosuku ngalunye

Kuthuthukiswe ukubuka kwekhalenda lombiko wokukhokha ukuze kuboniswe isifinyezo semali yokukhokha elindelekile noma etholiwe ngosuku ngalunye

Sakha Ngokubonakalayo

Manje usungabona esisebenza kukho. Bheka i-roadmap ye-Lendbox ukuze ubone izici ezizayo, ukuthuthukiswa, kanye nokulungiswa kwamaphutha. Yithole kuphaneli yokuzulazula engakwesokunxele ngaphansi kwe-Roadmap.

Ikhasi lama-Loans manje lisekela ukuhlunga okuthuthukile. Ungahlunga ngenombolo yemalimboleko, inani eliyinhloko, usuku lokukhishwa, izinga lenzalo, inani elikhokhiwe, nokuningi.

Sekufikile i-Recycle Bin

Izinto ezisusiwe azisuswa unomphela ngokushesha. Manje usungazibuyisa nganoma yisiphi isikhathi ku-Recycle Bin. I-finyelele kusuka kuphaneli yokuzulazula engakwesokunxele ukuze ubuke futhi ubuyisele izinto zakho ezisusiwe.

Manje usungabona inani elilinganiselwe lokuthumela le-Email, i-SMS, ne-WhatsApp ngokusekelwe kuma-notification credits akho atholakalayo.

Manje usungabuka kuqala izitatimende zemalimboleko ngqo ngaphandle kokuzilanda. Siphinde savuselela nomklamo wesitatimende ukuze ubukeke uhlanzeke kakhulu.

I-Approval Workflows isifikile

Manje usungasetha amaketanga okuvunywa anezinyathelo eziningi ezibolekweni, ekubuyiselweni kwemali, nasezintweni ze-journal.

Shintsha Igatsha LeLoan NeBorrower

Ukuphindiselwa kwegatsha sekuyatholakala manje. Ungabuyekeza igatsha elixhunywe kunoma iyiphi i-loan noma i-borrower.

Okusha: I-Collateral Register Isilapha

Manje usungabona yonke i-collateral yakho endaweni eyodwa. Iya ku-Loan Management → Collateral Register ukuze uqalise.

Okusha: Umbiko Wezimbuyiselo

Landela zonke izimbuyiselo endaweni eyodwa. Buka izinkokhelo eziqediwe nezizayo zabo bonke ababoleki ku-Reports Center → Umbiko Wezimbuyiselo.

Kwengezwe ikhono lokususa izicelo eziningi zemalimboleko ngesikhathi esisodwa

Izibalo nezilinganiso zababoleki

Kwethulwe ikhasi elizinikezele lokubuka izibalo nezilinganiso mayelana nababoleki namaqembu ababoleki. ungafinyelela lezi zilinganiso ngokuzulazula uye ku-Analytics > Borrower Stats

Ukulayisha Izimali-mboleko Ngobuningi

Manje usungakha izimali-mboleko eziningi ngesikhathi esisodwa ku-Lendbox usebenzisa ifayela le-Excel. Lesi sibuyekezo senza inqubo yokungena ibe lula ngokukuvumela ukuthi ulayishe idatha yezimali-mboleko ngobuningi esikhundleni sokudala imali-mboleko ngayinye mathupha.

Ukulayishwa Kwenqwaba Kwababoleki

Manje usungangenisa ababoleki abaningi ku-Lendbox ngesikhathi esisodwa usebenzisa ifayela le-Excel. Lesi sibuyekezo senza kube lula inqubo yokungena ngokukuvumela ukuba ulayishe idatha yababoleki ngobuningi esikhundleni sokwengeza irekhodi ngalinye ngesandla.

Isitatimende Sokukhokhelwa Kwezimalimboleko Ezihlawulelwayo

Isitatimende sokukhokhelwa kwezimalimboleko ezihlawulelwayo sesiyatholakala manje. Kulezi zimali-mboleko ungakha noma isitatimende semali-mboleko esijwayelekile, esikhombisa uhlelo olujwayelekile lokukhokha, noma isitatimende sokukhokhelwa, esikhombisa inani eliqondile elidingekayo ukuze kulungiswe ngokuphelele imali-mboleko kusukela ngosuku lokukhokha olukhethiwe.

Namathisela Amafayela Ngokuqondile Kuma-Loan

Manje usungakwazi ukulayisha nokuphatha amafayela ngokuqondile kuma-loan ngamunye. Lokhu kwenza kube lula ukugcina wonke amadokhumenti ahlobene ne-loan—njengezivumelwano ezisayiniwe noma amaphepha asekelayo—ahleleke futhi afinyeleleke endaweni eyodwa.

Kungezwe Ukusekela Amadokhumenti Eloan Amaningi

Manje usungakwazi ukumisa nokuphatha amadokhumenti e-loan amaningi, hhayi isivumelwano esivamile kuphela. Hamba ku-Documents > Templates ukuze udale futhi wenze ngendlela oyifisayo izifanekiso zamadokhumenti eziningi njengoba uzidinga.

Isihlobo esiseduze

Manje usungakwazi ukunamathisela amarekhodi amaningi esihlobo esiseduze kumkweleti. Ngaphezu kwalokho, ungamisa imininingwane yesihlobo esiseduze njengemfuneko eyimpoqo yewebhusayithi yakho yabakweleti, uqinisekise ukuthi lolu lwazi luhlale luqoqwa ngesikhathi sokubhaliswa komkweleti.

Kwethulwe Izimali Zokubolekwa Eziguqukayo

Sethule ukusekelwa kwezimali zokubolekwa eziguqukayo, okukunikeza ukuguquguquka okwengeziwe lapho ulungisa izakhiwo zemali ezimalini zokubolekwa. Ngokungafani nezimali ezijwayelekile ezimisiwe noma eziphesenti, izimali eziguqukayo zizivumelanisa ngokuzenzakalela ngokusekelwe esikhathini sokubolekwa. Ngokwesibonelo, ungachaza imali engu-2% kuyo yonke inyanga yesikhathi sokubolekwa, unenketho yokusetha umkhawulo ophezulu onjenge-10% ukuze imali ingadluli umkhawulo ochaziwe. Lokhu kwenza kube lula ukwakha izakhiwo zemali ezikhula ngendlela efanele ngezikhathi ezihlukahlukene zokubolekwa kuyilapho zihlala zihambisana nezinqubomgomo zangaphakathi noma izimfuneko zokulawulwa.

Ukuhlaziywa Nokufaniswa Kwephothifoliyo Yemikhiqizo Yemalimboleko

Sekukhona ikhasi elikhethekile elisha lokuhlaziya amamethrikhi ahlobene nemikhiqizo yemalimboleko ngayinye. Ungaqhathanisa futhi ukusebenza kwemikhiqizo eminingi yemalimboleko side by side. Lithole ku-Analytics > Loan Product Metrics.

Ukuthuthukiswa Kwekhasi Lokubuka Ngokujwayelekile

Sengeze amamethrikhi amasha ekhasini lokubuka ngokujwayelekile, okuhlanganisa i-Average Loan Value, i-Total Repayments Collected, kanye neshadi le-Repayments Collected ukuze likunike ukuqonda okucacile kokusebenza kwe-portfolio.

Ukuthuthukiswa Kwe-Loan Product

Manje usungakha ama-sub-product amaningi angapheli ngaphakathi kwe-loan product, okukunika ukuguquguquka okukhulu ekuhleleni izinhlobo ezihlukahlukene ze-loan. Ngaphezu kwalokho, ama-sub-product angaphindaphindwa ngokushesha ngokuchofoza okukodwa, okwenza kube lula ukusetha izinhlinzeko ze-loan ezifanayo ngaphandle kokuqala phansi.

Ukwengezwa kokukhokha inzalo kuphela

Manje usungakwazi ukusetha uhlobo lokukhokha lube yizinkokhelo ze-balloon zokukhokha inzalo kuphela. Lona uhlelo lwemalimboleko lapho obolekayo ekhokha kuphela inzalo ngesikhathi semali mboleko, kanti inani eliphelele lesikweletu seliphelele likhokhwa njengenkokhelo eyisamba esisodwa ekupheleni kwesikhathi semalimboleko. Lokhu kungalungiselelwa kokubili imali mboleko nemikhiqizo yemali mboleko.

Izimali Ezifakwe Enanini Eliyinhloko

Manje usungakwazi ukusetha izimali ukuze zengezwe ebhalansi eyinhloko. Lokhu kungalungiselelwa kokubili kumalimboleko nakwimikhiqizo yemalimboleko

Izinhlolovo zababoleki

Dala izinhlolovo zababoleki abangazithumela ngemva kokuba sebethumele isicelo sabo semalimboleko

Izithuthukisi zokwelula imali mboleko

Manje usungakwazi ukwelula imali mboleko ngokunembile ngesikhathi esithile.

Manje usungacacisa inani lesibambiso esixhunywe kumboleko.

Isici esisha

Izivumelwano zemalimboleko manje zingaba nelogo yenkampani yakho njenge-watermark ekhasini ngalinye lenkontileka, vele uvule u-"enable watermark" uma ulanda isivumelwano semalimboleko.

isici esisha

Manje ungakwazi ukulawula inani elikhokhwa emuva ekubuyisweni ngakunye. nika amandla "custom repayment schedule" lapho udala/uhlela i-loan

Ukuthuthukiswa kwesici

Manje usungakwazi ukufaka isitayela, ukufometha, nokwengeza izithombe ngqo kumathikithi akho ezivumelwano semalimboleko ukuze uthole ukuthinta okusezingeni eliphezulu nokwenziwe ngokwakho.

Isici Esisha

Gcina kalula amagatsha ongawasebenzisi ngokuwafaka kungobo yomlando ukuze indawo yakho yokusebenza ihlale ihlelekile. Vele uye ekhasini le-Branches ukuze uphathe amagatsha akho manje!

Landa Amasheya Okukhokha

Sengeze ikhono lokulanda amarisidi awo wonke inkokhelo ngayinye eyenziwa umboleki ukuze ukwazi ukuwabelana nababoleki bakho

Manje usungakhawulela iwebhusayithi yakho yomuboleki ukuze ifinyeleleke kuphela emazweni athile. Ungakwazi ukuvula imikhawulo ye-geo-location ekhasini lezilungiselelo > iwebhusayithi

Isici Esisha

Manje usungakha futhi usebenzise izaphulelo zemalimboleko ngqo emalimbolekweni. Vele ukhethe ithebhu ethi "Discounts" lapho ubuka imalimboleko ukuze uqale, bese wengeza izaphulelo zenani lenzalo noma izaphulelo zemali eqondile

Kwethulwe izinhlobo ezengeziwe zezaziso. Manje usungashintsha izaziso ezithunyelwayo uma kukhokhwa, uma imali-mboleko isebenza, uma imali-mboleko iqedwa, futhi uma imali-mboleko ingasakwazi ukukhokhwa. Ngaphezu kwalokho, manje usungathumela izaziso kubatshalizimali. Iya ku-Settings → Notifications ukuze uvule izinhlobo ezihlukahlukene zezaziso.

Isici Esisha

Manje usungakwazi ukwenza ngendlela oyifisayo okuqukethwe kwezaziso ze-imeyili, i-SMS ne-Whatsapp ezithunyelwa kubaboleki. Vakashela ku-Settings > Notifications bese ukhetha inkinobho ye-Template eduze kwanoma yiluphi uhlobo lwesaziso ukuze wenze imilayezo yakho ibe ngeyakho.

Izaziso ze-WhatsApp zababoleki sezitholakala manje!

Siyajabula ukumemezela ukwethulwa kwezaziso ze-WhatsApp ukuze abagqwali bakho bahlale benolwazi ngendlela esebenza kangcono. Lesi sici esisha siqinisekisa izibuyekezo, izikhumbuzi nezixwayiso ngesikhathi ngqo nge-WhatsApp, sithuthukise ukuxhumana futhi sithuthukise ukuphathwa kwezimalimboleko. Vakashela ikhasi lokukhokha ukuze uthenge amakhredithi ezaziso.

Ukuze sithuthukise nakakhulu isevisi yethu futhi sinikeze ulwazi oluthembeke kakhulu, sithuthukise uhlelo lwethu lwezaziso. Sicela uqaphele ukuthi izaziso ze-imeyili ezithunyelwa kubaboleki manje zizodinga ukusebenzisa notification Credits

Manje usungakwazi ukusetha kalula usuku oluqondile lokukhokha izikweletu zakho emjikelezweni wanyanga zonke. Isibonelo, ukukhokha kungahlelwa ngo-25 wenyanga ngayinye.

Manje usungavula ngesandla isaziso sesikhumbuzi nge-imeyili noma i-SMS kumboleki we-loan.

Isici Esisha Sengeziwe

Dala ama-akhawunti angaphansi ukuze uhlele kangcono izimali zakho. Futhi, uma udala noma uhlela izikweletu noma izinkokhelo, manje usungacacisa ukuthi yimuphi umkhonto ozorekhodwa kuwo ukuze ube nokulawula okukhulu.

Manje usungabuka okufakiwe kwe-general ledger okuhlobene nemalimboleko ngokuchofoza ithebhu ye-accounting uma ubuka imalimboleko

Isibuyekezo Sesivumelwano Semali Ebolekiwe

Kungezwe ama-preset amaningi ezinhlelweni zokukhokha, izimali, kanye nezinhlawulo ukuze kulungeleke kakhulu ukusetha isivumelwano semali ebolekiwe.

Manje usungahlukanisa izimali zakho zemalimboleko ngokulinganayo kuzo zonke izitolimende zokukhokha

Yini Okusha?

usungakwazi manje ukubhala kalula nokuphothula izivumelwano/izinkontileka zemalimboleko ngqo ku-Lendbox. Dala kalula isifanekiso esisha noma ushintshe izivumelwano ezikhona zemalimboleko ngayinye.

Yini Okusha!

Sethula ama-Borrower Groups: ngesibuyekezo sethu sakamuva, manje usungakha ama-Borrower Groups! Lesi sici esisha sisekela ukubolekisa kweqembu, okukuvumela ukuthi uphathe futhi uhlele ababoleki abaningi kalula. Noma ngabe usiza ngemalimboleko yemiphakathi noma yamaqembu, i-Lendbox ikunikeza amathuluzi okuphatha konke endaweni eyodwa ngokusekelwa okuphelele kokusebenza kokubolekisa kweqembu.

Manje usungalanda amashejuli okukhokha ngemuva ngefomethi ye-PDF

Isibuyekezo: Ukuhlanganisa i-API!

Xhumanisa i-Lendbox kalula namapulatifomu ahlukahlukene usebenzisa i-API yethu esanda kwethulwa! Lesi sici esinamandla sitholakala kuphela kubasebenzisi bohlelo lwethu lwe-Business Subscription Plan.

Yini Okusha? Isizinda Sewebhusayithi Somaboleki Esenziwe Ngokwezifiso

Thuthukisa ulwazi lwabamukeli bemalimboleko bakho ngokusebenzisa igama lesizinda elenziwe ngokwezifiso kuwebhusayithi yakho yomaboleki (isb., example.com). Lesi sici sitholakala kuphela nge-Business Subscription Plan.

Isibuyekezo

Manje usungakwazi ukuthumela kalula wonke ama-accounting reports akho ngefomethi ye-PDF noma ye-Excel ukuze uwahlaziye futhi uwabelane ngawo kalula.

Thola imininingwane ngokulandelela ukusebenza kwelungu ngalinye labasebenzi ukuze kuthuthukiswe ukukhiqiza nokuziphendulela.

Yini Okusha?

Sengeze izibalo zokulandelela iphothifoliyo yakho esengcupheni ekhasini le-Overview