Ukuphathwa kwamaklayenti
Yazi wonke umlando womboleki ngaphambi kokubolekisa futhi
Irekhodi lomboleki liyinkumbulo yesikhungo. Lapho isikhulu semali-mboleko sesula, konke esasikwazi ngeklayenti kusesekhona ohlelweni.
- 1Izinsuku zokuphuza kuwo wonke umlando wokukhokha
- 2Noma yiliphi inani elike lasuswa ngaphambilini
Yonke imali-mboleko lo mboleki ayithathe kuwe, nokuthi ngayinye yahamba kanjani ngempela. Lesi yisikrini isikhulu esisebenza kuso ngesikhathi sokuhlola.
Ukwakheka kwerekhodi lomboleki
Konke isikhungo esikwaziyo, esikrinini esisodwa
Isikhulu semali-mboleko sigcina okuningi kwalokhu ekhanda laso, nengxenye yakho ocingweni lwaso. Lapho sihamba, kuhamba nakho. Nalu ulwazi olufanayo lubhalwe lapho isikhungo silubambe khona.
- 1I-KYC nokuhlonza — umqulu wobunikazi, usuku lokuzalwa, isimo sokuqinisekiswa
- 2Ukuxhumana nekheli, kufaka phakathi inombolo yemali yeselula lapho izinkokhelo zifika khona
- 3Umqashi noma imininingwane yebhizinisi, nemali engenayo eshiwo
- 4Ababambeli, nalokho ngamunye wabo akubambele
- 5Isihlobo esiseduze
- 6Ubulungu beqembu noma be-SACCO, lapho umboleki engaphansi kwabo
- 7Imiqulu enamathiselwe — amakhophi ekhadi lomazisi, ama-payslip, amarekhodi ebhizinisi, izivumelwano ezisayiniwe
Akukho lapha okuxhomeke ekutheni isisebenzi esithile sisakusebenzela.
Umlando wesikweletu
Yonke imali-mboleko yangaphambilini, nokuthi yahamba kanjani ngempela
Ukubolekisa okuphindaphindiwe yilapho isikhungo esincane sezimali senza noma silahlekelwa imali. Isinqumo sixhomeke kulokho lo mboleki akwenza ngesikhathi esedlule, hhayi kulokho akushoyo manje.
Umlando ubonisa yonke imali-mboleko umboleki ayithathe kuwe: inani, umkhiqizo, ukuthi yavalwa yini ngesikhathi, izinkokhelo zaphuza izinsuku ezingaki, nokuthi ingxenye yayo yasuswa yini.
Ngesikhathi sokuhlola, lesi yisikrini isikhulu esisebenza kuso. Umboleki oqede imali-mboleko emithathu ngesikhathi akafani nomfaki-sicelo oqede imali-mboleko emithathu ephuze izinsuku ezingamashumi amathathu — futhi ngaphandle komlando, bobabili babukeka befana efomini lesicelo.
Okwenzayo
Okuphethwe yirekhodi
Ngayinye yalezi yinto evamise ukuhlala kubhokisi lemeyili, ochungechungeni lwe-WhatsApp noma ekhabetheni lamafayela.
Imiqulu kuklayenti
Amakhophi ekhadi lomazisi, ama-payslip, amarekhodi ebhizinisi nezivumelwano ezisayiniwe kunamathela kumboleki, hhayi ochungechungeni lwe-imeyili. Noma ubani onemvume yokubona lelo klayenti angathola umqulu, okusho ukuthi isicelo esiphindaphindiwe asiqali ngokucela umboleki umazisi wakhe futhi.
Ababambeli nokuchayeka
Umbambeli uqoshwa maqondana nemali-mboleko ayibambele, futhi irekhodi leklayenti libonisa konke umuntu akubambele kuyo yonke incwadi yakho. Ngaphambi kokwamukela umthengisi ofanayo owaziwayo njengombambeli wemali-mboleko yesihlanu, ungabona emine esivele imile.
Izitatimende namabhalansi eklayenti
Isitatimende kuyo yonke imali-mboleko yomboleki, sibonisa okwakhishwa, okwatholakala, nokusasele. Yiwo umqulu ozowunikeza lapho umboleki ephikisana nebhalansi, nalowo ozowufaka efayeleni lapho umcwaningimabhuku ebuza ngekhasimende elithile.
Ukusesha nokuhlunga
Thola umboleki ngegama, ngenombolo yomazisi noma ngenombolo yocingo. Hlunga isisekelo samaklayenti ngegatsha, ngesikhulu semali-mboleko, ngokuthi ngabe banemali-mboleko manje. Yileyo ndlela ophendula ngayo imibuzo enjengokuthi yimaphi amaklayenti egatsha elilodwa angenayo imali-mboleko esebenzayo futhi aqeda eyawo yokugcina ngesikhathi.
Ukwabiwa ngegatsha
Amaklayenti isisebenzi esingawabona alandela amagatsha asebenza kuwo. Isikhulu semali-mboleko sibona igatsha laso. Umphathi wesifunda ubona amaningi. Ihhovisi elikhulu libona konke. Akekho ophequlula sonke isisekelo samaklayenti ngoba nje ukungena kwakhe kukuvumele.
Ukuvimbela ukuphindwa
Umboleki ofanayo ofakwe kabili yimilando emibili eyingxenye, futhi eyesibili ihlala ibukeka njengerekhodi elihlanzekile. I-Lendbox iyaxwayisa lapho inombolo yomazisi isivele ikhona ohlelweni, ngakho umboleki obuyayo uhambisana nefayela osuvele ulibambe ngaye.
Lapho abasebenzi beshintsha
Isikhulu siyahamba. Irekhodi alihambi.
Ukushintsha kwabasebenzi kujwayelekile, futhi ekubolekiseni kwasensimini kwenzeka njalo. Ingozi akukhona ukuthi othile uyesula — ukuthi kuyesula naye ukuphela kokulandisa ngomboleki.
Ngoba yonke insimu, umqulu nesinqumo kwabhalwa kurekhodi leklayenti njengoba kwenzeka, isikhulu esithatha iphothifoliyo siqala kulokho isikhungo esikwaziyo, hhayi kulokho esingakwakha kabusha. Umlando wezinguquko ubonisa okwahlelwa, ngubani, nanini.
- Ukudlulisa ushintsho lwezimvume, hhayi ukwakha kabusha ifayela
- Konke ukuhlelwa kwensimu kunikezwa igama nesitembu sesikhathi
- Amarekhodi amaklayenti asusiwe angabuyiswa ebhinini lokusayikila
- Akukho okubalulekile okuphila ocingweni lomuntu siqu kuphela
Ngaphambi kokuqala
- Singaluletha ngobuningi uhlu lwamaklayenti esesinalo?
- Yebo. Ngenisa amaklayenti akho akhona kusukela kuspredishithi, kufaka phakathi imininingwane yokuhlonza, ukuxhumana negatsha. Ukuhlolwa kokuphindwa kwenziwa ngesikhathi sokungena, ngakho ukungenisa akudali amarekhodi amabili omboleki ofanayo.
- Ubani ongafinyelela idatha yamaklayenti ethu?
- Idatha ibethelwe ngesikhathi ihamba nalapho igciniwe, futhi ukufinyelela kulandela imithetho yezimvume neyegatsha oyibekile — abasebenzi babona amaklayenti indima negatsha labo elikuvumelayo.
- Sibolekisa amaqembu, hhayi abantu ngabanye kuphela. Ingabe lokho kuyasebenza?
- Yebo. Umboleki angaba ngowaseqenjini noma abe yilungu le-SACCO, futhi irekhodi libonisa lobo bulungu eduze komlando wakhe ngamunye. Ukubolekisa kwamaqembu kunamathuluzi awo ku-Lendbox emihlanganweni, imali-mboleko eyabelanwayo nezibambiso.
Imibuzo abantu abayibuzayo
- Igcina irekhodi lesikhungo lomboleki ngamunye — ukuhlonza ne-KYC, ukuxhumana, ababambeli, imiqulu, ubulungu beqembu nomlando ophelele wemali-mboleko ethathiwe neyakhokhwa — ukuze izinqumo zokubolekisa zenziwe kusukela kulokho isikhungo esikwaziyo kunokuthi kusukela kulokho isikhulu ngasinye esikukhumbulayo.
- Yebo. Amaklayenti angangeniswa ngobuningi kusukela kuspredishithi anemininingwane yawo yokuhlonza, yokuxhumana neyegatsha, futhi ukuhlolwa kokuphindwa kwenziwa ngesikhathi sokungenisa.
- Yebo. Yonke imali-mboleko yangaphambilini ivela kuklayenti inenani layo, umkhiqizo, ukuziphatha ekukhokheni, izinsuku zokuphuza nanoma yiliphi inani elasuswa. Lokhu kuwukubuka isikhulu semali-mboleko esikusebenzisayo ngesikhathi sokuhlola.
- Yebo. Ababambeli baqoshwa maqondana nemali-mboleko abayibambele, futhi irekhodi leklayenti libonisa ukuchayeka kwabo okuphelele kuyo yonke incwadi yakho.
- Akukho. Irekhodi lingelesikhungo, hhayi elesikhulu. Ukudlulisa ushintsho lwezimvume, futhi umlando wezinguquko ubonisa konke ukuhlelwa okwenziwe kufayela.
- Yebo. Amalungu abanjwa njengamaklayenti nobulungu babo be-SACCO buqoshwe kurekhodi, eduze kwemali-mboleko yabo, ababambeli nemiqulu.
Yini eyenziwa isofthiwe yokuphatha amaklayenti esikhungweni esincane sezimali?
Singalungenisa uhlu lwababoleki esesinalo?
Ingabe irekhodi lomboleki libonisa imali-mboleko yangaphambilini nezikweletu?
Singabona konke umbambeli oyedwa akubambele?
Kwenzekani ngerekhodi lomboleki lapho isikhulu semali-mboleko sihamba?
Ingabe i-Lendbox iyasebenza ekuphatheni amalungu e-SACCO?
Noma iyiphi ingxenye ekulethe lapha, lokhu kuza nayo
- Ababoleki, imali-mboleko namafayela angenamkhawulo
- Akukho mali ekhokhwayo ngerekhodi ngalinye. Ibhili yakho ayikhuli ngoba incwadi yakho ikhulile.
- Abasebenzi bakho kuwebhu, ku-Android naku-iOS
- Idatha efanayo kulaptop egatsheni nasocingweni ensimini.
- Umzila wokucwaninga ophelele
- Sonke isenzo siphethe igama lomuntu osenzile nesikhathi asenza ngaso.
Kufake encwadini yakho yemali-mboleko
Dala i-akhawunti, usethe umkhiqizo owodwa wemali-mboleko, futhi udlulise imali-mboleko yangempela kusukela ekuqaleni kuya ekugcineni. Akukho okufakwayo.
Ukulinga kwamahhala kwezinsuku ezingama-30. Ayidingeki ikhadi.