Imibiko nemininingwane
Amanani asekulungele ngaphambi kokuba kube khona owacelayo
Ibhodi yakho, umlawuli wakho, umcwaningimabhuku wakho noMsombuluko wakho ekuseni bonke bafuna amanani ahlukene. Ngamunye wabo unombiko owuphendulayo, owakhiwe kusuka elejeni efanayo.

- 1Isimo sephothifoliyo, sibukhoma
- 2Amakhadi engozi, avela ngaphambi kokuba uwafune
Ideshibhodi akusona isifinyezo esilungiswe umuntu. Ifunda amarekhodi afanayo izikhulu zemali-mboleko ezisebenza kuwo.
Ngokuthi ubani obuzayo
Izethameli ezine, amasethi amane amanani
Ukubika kuyahluleka lapho kukhiqiza ideshibhodi eyodwa yawo wonke umuntu. Lawa ahlelwe ngokomuntu omi phambi kwakho.
Kubhodi
Ingabe incwadi iyakhula, iyaqoqa, futhi yenza imali? Ngekota, futhi ngendlela engangena ephaketheni ngaphandle kokuthayishwa kabusha.
- Ideshibhodi yokubuka konke — isimo sephothifoliyo nokukhula
- Imikhuba — ukukhishwa kwemali nokuqoqa ngokuhamba kwesikhathi
- Izilinganiso zomkhiqizo wemali-mboleko — yimiphi imikhiqizo ezuzayo neyingazuzi
- Ukuhlaziywa kwenhloko — lapho incwadi igxile khona
- Inzuzo nokulahleka — imali engenayo yenzalo, yezimali neyezinhlawulo, ngokwehlukana
Kumlawuli nakumcwaningimabhuku
Ubani onqume ini, nini, futhi ngegunya likabani? Leli yisethi enquma ukuthi ukuhlolwa kuzoba ekuseni okukodwa noma amasonto amabili.
- Umbiko wezinqumo — konke ukugunyazwa nokwenqatshwa enkathini
- Ileja enkulu — ileja ephelele efakiwe kunoma yiyiphi inkathi
- Ibhalansi yokuhlola — namasamba esikweletu nekhredithi ngezansi
- Umzila wokucwaninga — irekhodi elisezingeni lesenzo ngemuva kwakho konke lokho
Kunqubomgomo yesikweletu
Ingozi yakhelwaphi, futhi ubani oyithwele? Imibuzo oyibuzayo ngaphambi kokushintsha umkhiqizo noma ukuhambisa iphothifoliyo.
- Iphothifoliyo Esengozini (PAR) — nemali esakweletwa esebenza kuyo
- Umbiko wezikweletu — ngebhakede, ngegatsha nangesikhulu
- Ukusebenza kwabasebenzi — izikweletu nokuqoqa ngesikhulu semali-mboleko
- Amaphethini okwenqatshwa — kusuka embikweni wezinqumo
KuMsombuluko ekuseni
Yini efanele ikhokhwe namuhla, yini engene izolo, futhi yini elinde isinqumo? Izinto ezintathu abasebenzi abazidingayo ngaphambi kokuba igatsha livule.
- Umbiko wezinkokhelo — ukubuka kwethebula noma kwekhalenda
- Umbiko wezikweletu — uhlungwe kulokho okusanda kweqa isikhathi
- I-Approval Center — konke okulinde isiginesha
Iphothifoliyo esengozini
I-PAR, namabhakede angaphansi kwayo
Iphothifoliyo Esengozini iboniswa maqondana nebhalansi esakweletwa esebenza kuyo, ngakho isilinganiso nenani kufundwa ndawonye. I-PAR eshintshile ngoba isabelo esingezansi sincipha yindaba ehlukile kunaleyo eshintshile ngoba imali-mboleko yonakele, futhi ungabona ukuthi yikuphi okwenzekile.
Ngaphansi kwayo, izikweletu zihlukaniswa zibe ngamabhakede — izinsuku ezingu-1–30, 31–60, 61–90 nezingu-90 noma ngaphezulu — futhi zibekwe njengeSigaba sokuqala, Qaphela, Isengozini neSibucayi.
Izikweletu ziphinde zihlukaniswe ngokuthi ngabe imali-mboleko isengaphakathi kwesikhathi sayo noma isidlulile usuku lokuvuthwa. Imali-mboleko eyeqe inkokhelo isanezinyanga eziyisithupha isele yinkinga yokuqoqa. Imali-mboleko eyeqe izinkokhelo futhi esidlulile usuku lokuvuthwa yinkinga ehlukile, futhi ukuthatha isilinganiso sazo zombili kufihla zombili.
- Amabhakede: izinsuku ezingu-1–30, 31–60, 61–90 nezingu-90+
- Amazinga: Isigaba sokuqala, Qaphela, Isengozini, Isibucayi
- Kwehlukaniswe ngokungaphakathi kwesikhathi nokudlulile ekuvuthweni, noma kuhlanganisiwe
- Kuhlukaniswe ngegatsha nangesikhulu semali-mboleko

- 1Amabhakede eminyaka, nenani elikulelo nalelo
- 2Ngaphakathi kwesikhathi kuqhathaniswa nokudlulile ekuvuthweni
Amabhakede yiwo umbiko. Inombolo eyodwa ye-PAR yisihloko esingaphezu kwawo nje.
Okwenzayo
Indlela imibiko esetshenziswa ngayo
Umehluko phakathi kombiko nemojula yokubika ukuthi ngabe impendulo ifika yini ngesimo umbuzo owabuzwa ngaso.
Umbiko wezinqumo, owakhiwe kusuka emzileni wokucwaninga
Konke ukugunyazwa nokwenqatshwa enkathini, nomboleki, inani, isinqumo, usuku lwesinqumo nomsebenzisi osenzile. Izinto zifakwa efayeleni ngosuku isenzo sokugcina esabhalwa ngalo, hhayi ngosuku ezathunyelwa ngalo — okuyinguqulo umlawuli ayicelayo. Ihlanganisa imali-mboleko, izinkokhelo, ukuthengiselana nezinguquko zemali-mboleko ndawonye.
Izihlungi, ukubuka okugciniwe nokukhishwa
Hlunga ngobubanzi bosuku, igatsha, isikhulu, umkhiqizo wemali-mboleko, ibhande lenani nesimo. Gcina isethi yezihlungi njengokubuka okuqanjiwe bese ubuyela kukho ngenyanga ezayo — ukubuka kugcina izihlungi, hhayi ikhophi eqandisiwe yedatha. Khiphela ku-Excel noma ku-PDF; imibiko emikhulu ithunyelwa nge-imeyili lapho isilungile.
Isakhiwo sokuphrinta esizimela sodwa
Ukubuka kokuphrinta kuphethe izihlungi ezisetshenzisiwe, umsebenzisi owakwenza kanye nesitembu sesikhathi, esihlokweni sakho. Umbiko oprintiwe ongashongo ukuthi wahlungwa ngani awubona bufakazi, futhi umcwaningimabhuku uzowuphatha ngaleyo ndlela.
Ukuqoqa, usuku nosuku
Umbiko wezinkokhelo ubonisa okufanele kukhokhwe nokufikile, njengethebula noma njengekhalenda. Izimo zihlukanisa Kukhokhiwe, Ingxenye, Kusalindile, Inkokhelo Eyeqiwe kanye Nokudlulile Ekuvuthweni, ngakho ingxenye ekhokhelwe ingxenye ayibalwa njengempumelelo noma njengokwehluleka.
Igatsha kuqhathaniswa negatsha
Wonke umbiko uthatha igatsha, futhi ideshibhodi ikutshela ngokusobala lapho ubuka wonke amagatsha ehlanganisiwe. Qhathanisa amagatsha ngezilinganiso ezifanayo nangenkathi efanayo, kusuka kumarekhodi afanayo angaphansi — alikho igatsha elizibikayo lona.
Ubuhlakani bebhizinisi
Umbono uyakuthola, ekhasini osuvele ukulo
Ukubika okuningi kucabanga ukuthi usuvele usola okuthile. Uya esigabeni semibiko, ukhethe umbiko, ubeke ububanzi bosuku futhi uthole ukuthi ubuqinisile yini.
I-Lendbox nayo ibeka amakhadi omongo ngaphakathi ekhasini, phakathi kwesihloko sekhasi nekhasi uqobo. Imibono emibili noma emithathu ehambisana nalokho okubukayo manje, ibekwe kusukela olwazini kuya esixwayisweni, nesixhumanisi esikuyisa emininingwaneni noma esiyivula lapho ukhona. Ungawugoqa umucu, futhi uhlala ugoqiwe kuwe.
- Imibono emibili noma emithathu, ekhasini osuvele usebenza kulo
- Ibekwe: impumelelo, ulwazi, isexwayiso, isixwayiso esiphuthumayo
- Vula imininingwane lapho ukhona, noma uyilandele iye embikweni
- Iyagoqeka, futhi iyakhumbula
Ngaphambi kokuqala
- Singakha umbiko esiwudingayo ongekho kulolu hlu?
- Qala ngezihlungi — iningi lezicelo liphenduka umbiko okhona onobubanzi obuhlukile bosuku, igatsha noma umkhiqizo, ongawugcina njengokubuka okuqanjiwe. Lapho lokho kungenele ngempela, khiphela ku-Excel bese wakha phezu kwamanani afanayo.
- Ingabe imibiko ingahlelwa noma ithunyelwe nge-imeyili?
- Ukukhishwa okukhulu kwenziwa ngemuva bese kuthunyelwa kuwe nge-imeyili lapho sekulungile, ngakho umbiko omkhulu awusibambi isikrini sakho. Ukubuka okugciniwe kwenza umbiko wenyanga ube ngamakhilikhi amabili kunokwakha kabusha.
- Ingabe imibiko iyavumelana nama-akhawunti?
- Yebo, ngoba akuzona izinhlelo ezihlukene. Imibiko yephothifoliyo nezitatimende zezimali kwenziwa kusuka kumarekhodi afanayo afakiwe, ngakho inani embikweni nenani elifanayo kwibhalansi yokuhlola kuvela endaweni efanayo.
Imibuzo abantu abayibuzayo
- I-PAR iboniswa maqondana nebhalansi esakweletwa esebenza kuyo, nezikweletu zihlukaniswe zaba ngamabhakede ezinsuku ezingu-1–30, 31–60, 61–90 nezingu-90+ futhi zabekwa kusukela kuSigaba sokuqala kuya kwiSibucayi. Izikweletu ziphinde zihlukaniswe zibe yimali-mboleko esengaphakathi kwesikhathi sayo neyedlulile usuku lokuvuthwa.
- Yebo — umbiko wezinqumo. Ubhala into ngayinye nomboleki, inani, isinqumo, usuku lwesinqumo nomsebenzisi osenzile, ufakwe efayeleni ngosuku isenzo sokugcina esabhalwa ngalo, futhi wakhiwe kusuka emzileni wokucwaninga.
- Yebo. Imibiko iyahlungwa ngobubanzi bosuku, igatsha, isikhulu, umkhiqizo wemali-mboleko, ibhande lenani nesimo, futhi isethi yezihlungi ingagcinwa njengokubuka okuqanjiwe okungabuyelwa kukho.
- I-Excel ne-PDF. Imibiko emikhulu yenziwa ngemuva bese ithunyelwa nge-imeyili lapho isilungile. Isakhiwo sokuphrinta siphethe izihlungi ezisetshenzisiwe, umsebenzisi osenzile nesitembu sesikhathi esihlokweni sakho.
- Angamakhadi ombono omongo aboniswa phakathi kwesihloko sekhasi nokuqukethwe kwekhasi, aphethe imibono emibili noma emithathu ehambisana nalokho okubukayo, abekwe ngokwesisindo, nemininingwane evulekela lapho ukhona noma exhuma embikweni ophelele.
- Yebo. Kokubili kwenziwa kusuka kumarekhodi afanayo afakiwe, ngakho incwadi yemali-mboleko nama-akhawunti akudingi ukuvumelaniswa komunye nomunye.
I-Lendbox ibala kanjani iphothifoliyo esengozini?
Ingabe ukhona umbiko obonisa ukugunyazwa nokwenqatshwa kwemali-mboleko enkathini?
Ingabe imibiko ingahlungwa ngegatsha nangesikhulu semali-mboleko?
Yiziphi izinhlobo imibiko engakhishelwa kuzo?
Ayini amakhadi obuhlakani bebhizinisi angaphakathi ekhasini?
Ingabe imibiko yephothifoliyo iyahambisana nezitatimende zezimali?
Noma iyiphi ingxenye ekulethe lapha, lokhu kuza nayo
- Ababoleki, imali-mboleko namafayela angenamkhawulo
- Akukho mali ekhokhwayo ngerekhodi ngalinye. Ibhili yakho ayikhuli ngoba incwadi yakho ikhulile.
- Abasebenzi bakho kuwebhu, ku-Android naku-iOS
- Idatha efanayo kulaptop egatsheni nasocingweni ensimini.
- Umzila wokucwaninga ophelele
- Sonke isenzo siphethe igama lomuntu osenzile nesikhathi asenza ngaso.
Kufake encwadini yakho yemali-mboleko
Dala i-akhawunti, usethe umkhiqizo owodwa wemali-mboleko, futhi udlulise imali-mboleko yangempela kusukela ekuqaleni kuya ekugcineni. Akukho okufakwayo.
Ukulinga kwamahhala kwezinsuku ezingama-30. Ayidingeki ikhadi.
Lapha kuxhumana khona
- Okulandelayo ohlelweni lomsebenziUkubalwa Kwezimali OkuhlanganisiweUkubhala kabili, kwakhelwe ngaphakathi
- Okulandelayo ohlelweni lomsebenziUkuphathwa KwemalimbolekoKusukela esicelweni kuye ekuvalweni
- Zonke iziciZonke iziciAmakhasimende, imalimboleko nezinkokhelo endaweni eyodwa — kunoma yiliphi idivayisi, noma kuphi.