Uhlengahlengiso Lwezinguquko
Iinguqu neziphuculo ezintsha ku-Lendbox.
Ingxelo yeZigqibo
Landela yonke intshukumo ethathwayo kwiimali-mboleko, iintlawulo kunye neentengiselwano. Iyafumaneka phantsi kweReports > Ingxelo yeZigqibo.
Izohlwayo kwibhalansi eseleyo
Ngoku unokuseta izohlwayo ezisekelwe kwipesenti ezibalwa kwibhalansi eseleyo yemali-mboleko. Qwalasela oku kwinqanaba lemveliso yemali-mboleko okanye kwiimali-mboleko nganye.
Yintoni Entsha: Roll-overs
Hlaziya imali mboleko ixesha elitsha elilingana nelokuqala ngelixa uhlawula kuphela izinga lenzala. Yenza enye kwi-Admin tab yayo nayiphi na imali mboleko.
Iindawo ze-Borrower eziSiko
Chaza ezakho iindawo ukuze ubambe ulwazi lwe-borrower olubalulekileyo kwishishini lakho. Yiya ku-Settings → Borrowers ukuze uzimisele.
Ngoku unokumakisha ngokuchanekileyo apho abasebenzisi-mboleko kufuneka batyobele khona okanye bazalise iinkcukacha kuxwebhu lwemboleko.
Ukucima ngaxeshanye iimali-mboleko nababoleki abaninzi
Ngoku ungakhetha uze ucime iimali-mboleko okanye ababoleki abaninzi ngesenzo esinye, endaweni yokuba uzisuse nganye nganye.
Iimeko ezintsha zemboleko
Sithathe indawo ye "Overdue" yemboleko sayifaka ezimbini ezicacileyo ngakumbi: "Missed Payments" kunye ne "Past Maturity."
Amaxwebhu Abatyali-mali
Iitemplate zamaxwebhu ngoku zixhasa amaxwebhu abatyali-mali. Yenza izivumelwano zabatyali-mali neengxelo kwizitemplate, uze uzithumele ukuze zisayinwe.
Utyikityo lwe-elektroniki lwamaxwebhu emali-mboleko
Ungathumela ngoku amaxwebhu kubaboleki kwaye uqokelele utyikityo nge-elektroniki. Vula imali-mboleko, yiya kwisithuba esithi Documents, uze ucofe u-Send for signature kulo naliphi na uxwebhu. Yongeza abatyikityi abaninzi ngendlela oyifunayo.
Yintoni Entsha: Arrears Report
Ingxelo entsha yokulandelela iimali-mboleko ezisemva kwexesha ngoku iyafumaneka kwi-Reports Center → Arrears Report.
Entsha: Ukulandelela Inqanaba lokuQokelela iMali-mboleko
Ngoku ungamisela inqanaba lokuqokelela kwiimali-mboleko ukuze ulandelele amanyathelo okubuyisela.
Kongezwe iimetrikhi ezongezelelweyo kwiRepayments Report
IRepayments Report ngoku inezimetrikhi ezongezelelweyo; Inzuzo eyenzekileyo, iProfit Margin, iiFees eziqokelelweyo kunye neePenalties eziqokelelweyo
Izaziso zokutyhala ze-Approval Queue
Izaziso zokutyhala ngoku zithunyelwa kwilungu elifanelekileyo labasebenzi xa imali-mboleko, intlawulo yokubuyisela, okanye intengiselwano ilindele ukuvunywa kwabo, okanye xa kukho into ebuyiselweyo kubo ukuze yenziwe utshintsho. Oku kusebenza kwiwebhu, kwi-Android nakwi-iOS app
Inkqubo ye-Accounting ehlaziyiweyo
Ukurekhoda iintengiselwano ngoku kulula ngakumbi. Iphepha elitsha le-Transactions likuvumela ukuba ubhale ingeniso neendleko ngaphandle kokujongana nobunzima be-double-entry accounting. Yiya ku-Accounting → Transactions ukuze uqalise.
Jonga iMbali yeMali-mboleko yoMmboleki
Ungafikelela ngoku kwimbali epheleleyo yemali-mboleko yommboleki ngqo kwiprofayile yakhe nangelixa kudalwa imali-mboleko, ikunika ukubonakala kwangoko kwindlela yokuboleka yangaphambili — akukho sidingo sokukhangela okanye sokuhluza ngesandla.
Amaxesha oKuveliswa aHlelelweyo ee-imeyile zeNgxelo kunye neziKhumbuzi zoMborrowing
Ngoku ungacwangcisa ngqo ixesha lokuthunyelwa kwee-imeyile zemihla ngemihla zeengxelo kunye nezaziso zezikhumbuzi zababoleki. Yiya ku-Settings > Notifications ukuze usete amaxesha akho owathandayo okuhambisa — uqinisekise ukuba iingxelo zifika kwiqela lakho ngexesha elifanelekileyo kwaye izikhumbuzi ziphuma xa ababoleki besenokwenzeka kakhulu ukuba bathathe amanyathelo.
Yintoni entsha: Principal Analysis Charts
Iphepha elizinikeleyo le-analytics ledatha yakho ye-principal ngoku liyafumaneka. Jonga i-cumulative principal, uthelekiso lonyaka nonyaka, amazinga okukhula ngenyanga ukuya kwinyanga, usasazo lobukhulu bemalimboleko, kunye nobukhulu obuphakathi bemalimboleko. Fikelela kulo nge-Analytics > Principal Analysis.
Ukujonga kweKhalenda yeeNtlawulo eziBuyiswayo: Bonisa iSixa-mali esiPheleleyo ngosuku ngalunye
Ukubona kwekhalenda kwengxelo yeentlawulo ezibuyiswayo kuphuculwe ukuze kuboniswe isishwankathelo seentlawulo ezilindelekileyo okanye ezifumanekileyo ngosuku ngalunye
Sakha Sivulelekile
Ngoku unokubona into esisebenza kuyo. Jonga i-roadmap ye-Lendbox ukuze ubone izinto eziza kungekudala, uphuculo, kunye nolungiso lweempazamo. Yifumane kwiphaneli yokuhamba esekhohlo phantsi kwe-Roadmap.
Iphepha le-Loans ngoku lixhasa ukuhluza okuphucukileyo. Ungahluza ngenombolo yemboleko, isixa esiyintloko, umhla wokukhululwa, izinga lenzala, isixa esihlawulweyo, nokunye okuninzi.
I-Recycle Bin ifikile
Izinto ezicinyiweyo azisuswa ngokusisigxina ngoko nangoko. Ngoku ungazifumana kwakhona nanini na kwi-Recycle Bin. Fikelela kuyo kwiphaneli yokukhangela esekhohlo ukuze ujonge kwaye ubuyisele izinto zakho ezicinyiweyo.
Ngoku unokubona amanani aqikelelweyo okuthumela eEmail, SMS, neWhatsApp ngokusekelwe kwiikhredithi zakho zezaziso ezikhoyo.
Ngoku ungajonga kwangaphambili iingxelo zemali-mboleko ngokuthe ngqo ngaphandle kokuzikhuphela. Sikwavuselele uyilo lwengxelo ukuze lubonakale lucocekile ngakumbi.
I-Approval Workflows zilapha
Ngoku unokuseta amatyathanga okuvunywa anamanqanaba amaninzi ezimali-mboleko, iimbuyiselo, kunye neziqendu zejenali.
Jonga ividiyoTshintsha iSebe leLoan kunye neBorrower
Ukuphinda kwabelwa isebe sekuyafumaneka ngoku. Ungahlaziya isebe elidibaniswe nayo nayiphi na i-loan okanye i-borrower.
Entsha: I-Collateral Register Ilapha
Ngoku ungabona yonke i-collateral yakho kwindawo enye. Yiya ku-Loan Management → Collateral Register ukuze uqalise.
Entsha: Ingxelo yeZimbuyiselo
Landela zonke izimbuyiselo kwindawo enye. Jonga iintlawulo ezigqityiweyo nezizayo zabo bonke ababoleki kwiReports Center → Ingxelo yeZimbuyiselo.
Kongezwe amandla okucima izicelo zemali mboleko ezininzi ngaxeshanye
Iinkcukacha-manani nezilinganisi zababoleki
Kongezwe iphepha elizinikeleyo lokujonga iinkcukacha-manani nezilinganisi malunga nababoleki namaqela ababoleki. unokufikelela kwezi zilinganisi ngokujonga ku-Analytics > Borrower Stats
Ukulayishwa kweMali-mboleko ngobuninzi
Ngoku unokwenza iimali-mboleko ezininzi ngaxeshanye ku-Lendbox usebenzisa ifayile ye-Excel. Olu hlaziyo lwenza lula inkqubo yokungenisa ngokukuvumela ukuba ulayishe idatha yemali-mboleko ngobuninzi endaweni yokudala imali-mboleko nganye ngesandla.
Ukulayisha ngokwamaqela kwababoleki
Ngoku ungangenisa ababoleki abaninzi ku-Lendbox ngexesha elinye usebenzisa ifayile ye-Excel. Olu hlaziyo lwenza lula inkqubo yokwamkelwa ngokukuvumela ukuba ulayishe idatha yomboleki ngobuninzi endaweni yokongeza irekhodi ngalinye ngesandla.
Ingxelo yeNtlawulo yeMali-mboleko yeeLoans eziBhatalwa kancinci kancinci
Ingxelo yentlawulo yemali-mboleko yee loans ezi bhatalwa kancinci kancinci ngoku iyafumaneka. Kule mali-mboleko ungavelisa ingxelo eqhelekileyo yemali-mboleko, ebonisa ishedyuli eqhelekileyo yentlawulo, okanye ingxelo yentlawulo, ebonisa imali echanekileyo efunekayo ukuze kuhlawulwe ngokupheleleyo imali-mboleko ngomhla wentlawulo okhethiweyo.
Qhoboshela iifayile ngokuthe ngqo kwiimali-mboleko
Ngoku ungakwazi ukulayisha nokulawula iifayile ngokuthe ngqo kwimali-mboleko nganye. Oku kwenza kube lula ukugcina onke amaxwebhu anxulumene nemali-mboleko—anjengezivumelwano ezisayiniweyo okanye amaphepha axhasayo—ehlelekile kwaye efikeleleka kwindawo enye.
Kongezwe Inkxaso yeeXwebhu zeMali-mboleko ezininzi
Ngoku ungakwazi ukuseta nokulawula amaxwebhu emali-mboleko amaninzi, hayi kuphela isivumelwano esiqhelekileyo. Yiya ku-Documents > Templates ukuze wenze kwaye ulungise iitemplate zamaxwebhu ezininzi kangangoko ufuna.
Isihlobo esisondeleyo
Ngoku ungakwazi ukuncamathisela iirekhodi ezininzi zesihlobo esisondeleyo kumboleki. Ukongezelela, ungamisela iinkcukacha zesihlobo esisondeleyo njengemfuneko esisinyanzelo kwiwebhusayithi yakho yomboleki, uqinisekise ukuba olu lwazi luqokelelwa rhoqo ngexesha lobhaliso lomboleki.
Kwazisiwe ngeeNtlawulo zeMali-mboleko eziguqukayo
Sizise inkxaso yeeNtlawulo zeMali-mboleko eziguqukayo, ekunika ukuguquguquka ngakumbi xa ulungiselela izakhiwo zeentlawulo kwimali-mboleko. Ngokungafaniyo neentlawulo eziqhelekileyo ezisisigxina okanye zephesenti, iintlawulo eziguqukayo zilungelelanisa ngokuzenzekelayo ngokuxhomekeke kubude bemali-mboleko. Umzekelo, unokuchaza intlawulo ye-2% kuyo yonke inyanga yexesha lemali-mboleko, unethuba lokubeka umda ophezulu onjenge-10% ukuze intlawulo ingaze igqithe kumda ochaziweyo. Oku kwenza kube lula ukwenza izakhiwo zeentlawulo ezikhula ngendlela efanelekileyo kunye nobude obahlukeneyo bemali-mboleko ngelixa zisahambelana nemigaqo yangaphakathi okanye neemfuno zolawulo.
Uhlalutyo kunye noThelekiso lwePotfoliyo yeMveliso yeMali mboleko
Iphepha elitsha elizinikeleyo ngoku liyafumaneka ukuze kuhlaziywe iimetriki ezinxulumene neemveliso zemali mboleko nganye. Unako kwakhona ukuthelekisa ukusebenza kweemveliso ezininzi zemali mboleko ngaxeshanye. Lingenise ku-Analytics > Loan Product Metrics.
Uphuculo lwePhepha loShwankathelo
Songeze iimetriki ezintsha kwiphepha loshwankathelo, kubandakanya i-Average Loan Value, i-Total Repayments Collected, kunye netshathi ye-Repayments Collected ukuze sikunike ukuqonda okucacileyo ngakumbi malunga nendlela i-portfolio esebenza ngayo.
Uphuculo lweMveliso yeMali-mboleko
Ungakwazi ngoku ukwenza iimveliso ezisezantsi ezingapheliyo ngaphakathi kwemveliso yemali-mboleko, nto leyo ekunika ukuguquguquka okukhulu ekulungiseleleni iintlobo ezahlukeneyo zemali-mboleko. Ukongeza, iimveliso ezisezantsi zingaphindwa ngokukhawuleza ngokucofa kube kanye, nto leyo eyenza kube lula ukuseta izibonelelo zemali-mboleko ezifana nezo ngaphandle kokuqala ukusuka ekuqaleni.
Ukongezwa kweentlawulo zenzala kuphela
Ngoku unokumisela uhlobo lwentlawulo njengentlawulo ye-balloon yenzala kuphela. Le yindlela yemboleko apho umboleki ehlawula inzala kuphela ngexesha lemboleko, kwaye isixa esipheleleyo senqununu sihlawulwa ngesixa esinye ekupheleni kwexesha lemboleko. Oku kunokumiselwa kuzo zombini iimali-mboleko neempahla zemali-mboleko.
Iifizi Ezongezwe kwiMali Engundoqo
Ngoku ungamisa iifizi ukuze zongezwe kwibhalansi ephambili. Oku kungalungiselelwa zombini kwimali-mboleko nakwimveliso yemali-mboleko
Iimibuzo zababoleki
Yenza imibuzo yababoleki abanokuyingenisa emva kokuba befake isicelo sabo semali mboleko
Uphuculo lokwandiswa kwemali-mboleko
Ngoku ungayandisa imali-mboleko ngokuchanekileyo ngexesha elithile.
Ngoku ungacacisa ixabiso lesibambiso esiqhotyoshelwe kwimali-mboleko.
Inqaku elitsha
Izivumelwano zemboleko ngoku zingaba nelogo yenkampani yakho njenge-watermark kwiphepha ngalinye lesivumelwano, vele uvule “enable watermark” xa ukhuphela isivumelwano semboleko.
into entsha
ngoku ungakwazi ukulawula isixa esihlawulwa emva kwintlawulo nganye. sebenzisa "custom repayment schedule" xa usenza/uhlela i-loan
Ukuphuculwa kwesixhobo
Ngoku unokubhala isitayile, ukufometha, nokongeza imifanekiso ngqo kwiitemplate zakho zesivumelwano semali-mboleko ukuze kufumaneke uchuku lobungcali nolobuqu.
Inqaku elitsha
Gcina ngokulula amasebe ongawasebenzisi ngokuwafaka kwindawo yogcino ukuze indawo yakho yokusebenza ihlale icocekile. Yiya nje kwiphepha le-Branches ukuze ulawule amasebe akho ngoku!
Khuphela iirisithi zentlawulo
Songeze amandla okukhuphela iirisithi zentlawulo nganye nganye eyenziwa ngumboleki ukuze ukwazi ukwabelana ngazo nababoleki bakho
Ngoku ungayithintela iwebhusayithi yakho yomboleki ukuze ifumaneke kuphela kumazwe athile. Ungavula izithintelo ze-geo-location kwiphepha le-settings > website
Inqaku Elitsha
Ngoku unokwenza kwaye usebenzise izaphulelo zemali-mboleko ngqo kwiimali-mboleko. Khetha nje ithebhu ethi "Discounts" xa ujonga imali-mboleko ukuze uqale, wongeze izaphulelo zenzala okanye izaphulelo zesixa esimiselweyo
Kongezwe iintlobo zezaziso ezongezelelweyo. Ngoku unokutshintsha izaziso ezithunyelwayo xa kuhlawulwa, xa imali-mboleko iqala ukusebenza, xa imali-mboleko igqityiwe, naxa imali-mboleko ingahlawulwanga. Ukongeza, ngoku unokuthumela izaziso kubatyali-mali. Yiya ku-Settings → Notifications ukuze uvule iintlobo ezahlukeneyo zezaziso.
Inqaku Elitsha
Ngoku ungakwazi ukwenza umxholo wezaziso ze-imeyile, SMS ne-Whatsapp ezithunyelwa kubaboleki ngendlela oyithandayo. Ndwendwela ku-Settings > Notifications uze ukhethe iqhosha le-Template ecaleni kwayo nayiphi na uhlobo lwesaziso ukuze wenze imiyalezo yakho ibe yeyakho.
Izaziso ze-WhatsApp kubaboleki ngoku ziyafumaneka!
Sichulumancile ukwazisa ngokusungulwa kwezaziso ze-WhatsApp ukuze abagqwelisi bakho bahlale benolwazi ngcono ngakumbi. Eli nqaku litsha liqinisekisa uhlaziyo, izikhumbuzo, nezilumkiso ngexesha elifanelekileyo ngokuthe ngqo nge-WhatsApp, lomeleza unxibelelwano kwaye liphucula ulawulo lwemali-mboleko. Ndwendwela iphepha lokuhlawula ukuze uthenge iikhredithi zezaziso.
Ukuze siqhubeke siphucula inkonzo yethu kwaye sinike amava athembeke ngakumbi, sihlaziye inkqubo yethu yezaziso. Nceda uqaphele ukuba izaziso ze-imeyile ezithunyelwa kubaboleki ngoku ziya kufuna ukusetyenziswa kwe notification Credits
Ngoku unokucacisa ngokulula umhla omiselweyo wokubuyisela imali-mboleko zakho kumjikelo wenyanga. Umzekelo, iintlawulo zingacwangciselwa umhla wama-25 wenyanga nganye.
Ngoku ungakwazi ukuqalisa ngesandla isaziso sesikhumbuzi nge-imeyile okanye i-SMS kumboleki kwimali-mboleko.
Uphawu Olutsha Longeziwe
Yenza iiakhawunti ezisezantsi ukuze ulungelelanise imali yakho ngcono. Kananjalo, xa usenza okanye uhlela iimali-mboleko okanye iintlawulo, ngoku ungachaza ukuba leliphi iakhawunti ekufuneka kufakwe kulo ukuze ube nolawulo olungakumbi.
Ngoku unokujonga amangenelo e-general ledger anxulumene nemali-mboleko ngokucofa ithebhu ye-accounting xa ujonga imali-mboleko
Uhlaziyo lweSivumelwano seMali-mboleko
Kongezwe ii-preset ezininzi zeeshedyuli zokubuyisela, iifizi, neezohlwayo ukuze kuqhubele phambili ukusetwa kwesivumelwano semali-mboleko.
Ngoku ungazahlula ngokulinganayo iifizi zemboleko yakho kuzo zonke iintlawulo zokubuyisela
Yintoni entsha?
ngoku unokuyila nokugqibezela ngokulula izivumelwano/izivumelwano-mboleko ngqo kwi-Lendbox. Yenza ngokulula itemplate entsha okanye ulungise izivumelwano ezikhoyo kwimali mboleko nganye.
Yintoni Entsha!
Sazisa ama-Borrower Groups: ngohlaziyo lwethu lwamva nje, ngoku ungakwazi ukwenza ama-Borrower Groups! Le feature intsha ixhasa i-group lending, ikuvumela ukuba ulawule kwaye uhlele aboleki abaninzi ngaphandle kwamagingxigingxi. Nokuba uququzelela iimali-mboleko zoluntu okanye zamaqela, i-Lendbox ikunika izixhobo zokulawula yonke into endaweni enye ngenkxaso epheleleyo yedynamics ye-group lending.
Ngoku ungakhuphela iishedyuli zembuyekezo ngefomathi ye-PDF
Uhlaziyo: Umdibaniso we-API!
Qhagamshela i-Lendbox ngokungenamthungo namaqonga ahlukeneyo usebenzisa i-API yethu esandul’ ukusungulwa! Eli nqaku linamandla lifumaneka kuphela kubasebenzisi be-Business Subscription Plan yethu.
Yintoni Entsha? Borrower Website Custom Domain
Yandisa amava akho omboleki ngokusebenzisa igama lesizinda elenziwe ngokwezifiso kwi-borrower website yakho (umzekelo, example.com). Eli nqaku lifumaneka kuphela ngeBusiness Subscription Plan.
Uhlaziyo
Ngoku ungakwazi ukuthumela ngaphandle ngokulula zonke iingxelo zakho zobu-accounting kwifomathi ye-PDF okanye ye-Excel ukuze uzihlalutye ngokulula kwaye uzabelane ngazo.
Fumana ulwazi ngokulandelela ukusebenza kwelungu ngalinye labasebenzi ukuze kuphuculwe imveliso kunye noxanduva.
Yintoni Entsha?
Songeze iimetriki zokulandelela ipotfoliyo yakho esengozini kwiphepha le-Overview