Uhlengahlengiso Lwezinguquko

Ukucima ngaxeshanye iimali-mboleko nababoleki abaninzi

Ngoku ungakhetha uze ucime iimali-mboleko okanye ababoleki abaninzi ngesenzo esinye, endaweni yokuba uzisuse nganye nganye.

Iimeko-mboleko ezintsha

Sitshintshe imeko yemboleko ethi "Overdue" sayifaka ezimbini ezithe vetshe: "Missed Payments" kunye ne-"Past Maturity."

Amaxwebhu eMvesti

Iitemplate zamaxwebhu ngoku zixhasa amaxwebhu emvesti. Yenza izivumelwano nezitatimende zemvesti kwiitemplate, uze uzithumele ukuze zisayinwe.

Utyikityo lwe-elektroniki lwamaxwebhu emali-mboleko

Ungathumela ngoku amaxwebhu kubaboleki kwaye uqokelele utyikityo nge-elektroniki. Vula imali-mboleko, yiya kwisithuba esithi Documents, uze ucofe u-Send for signature kulo naliphi na uxwebhu. Yongeza abatyikityi abaninzi ngendlela oyifunayo.

Yintoni Entsha: Arrears Report

Ingxelo entsha yokulandelela iimali-mboleko ezisemva kwexesha ngoku iyafumaneka kwi-Reports Center → Arrears Report.

Yintoni Entsha: Ukulandelela Inqanaba Lokuqokelela Imali-mboleko

Ngoku unokuseta inqanaba lokuqokelela kwiimali-mboleko ukuze ulandele amanyathelo okubuyisela.

Kongezwe iimetrikhi ezongezelelweyo kwiRepayments Report

IRepayments Report ngoku inezimetrikhi ezongezelelweyo; Inzuzo eyenzekileyo, iProfit Margin, iiFees eziqokelelweyo kunye neePenalties eziqokelelweyo

Izaziso ze-Push ze-Approval Queue

Izaziso ze-push ngoku zithunyelwa kwilungu labasebenzi elifanelekileyo xa imali-mboleko, intlawulo yokubuyisa okanye intengiselwano ilindele ukuvunywa kwabo, okanye xa kukho into ebuyiselwe kubo ukuze kwenziwe utshintsho. Oku kusebenza kwiwebhu nakwi-app ye-Android neye-iOS

Inkqubo yeAccounting ehlaziyiweyo

Ukurekhoda iintengiselwano ngoku kulula ngakumbi. Iphepha elitsha leTransactions likuvumela ukuba urekhode ingeniso neendleko ngaphandle kokujongana nobunzima be-double-entry accounting. Yiya ku-Accounting → Transactions ukuze uqale.

Jonga Imbali yeMali-mboleko yoMboleki

Ngoku ungafikelela kwimbali epheleleyo yemali-mboleko yommboleki ngqo kwiprofayile yakhe nangexesha lokudala imali-mboleko, nto leyo ekunika ukubonakala kwangoko kwindlela yokuboleka yangaphambili — akukho sidingo sokukhangela okanye sokuhluza ngesandla.

Amaxesha oKuveliswa aHlelelweyo ee-imeyile zeNgxelo kunye neziKhumbuzi zoMborrowing

Ngoku ungacwangcisa ngqo ixesha lokuthunyelwa kwee-imeyile zemihla ngemihla zeengxelo kunye nezaziso zezikhumbuzi zababoleki. Yiya ku-Settings > Notifications ukuze usete amaxesha akho owathandayo okuhambisa — uqinisekise ukuba iingxelo zifika kwiqela lakho ngexesha elifanelekileyo kwaye izikhumbuzi ziphuma xa ababoleki besenokwenzeka kakhulu ukuba bathathe amanyathelo.

Yintoni entsha: Principal Analysis Charts

Iphepha elizinikeleyo le-analytics ledatha yakho ye-principal ngoku liyafumaneka. Jonga i-cumulative principal, uthelekiso lonyaka nonyaka, amazinga okukhula ngenyanga ukuya kwinyanga, usasazo lobukhulu bemalimboleko, kunye nobukhulu obuphakathi bemalimboleko. Fikelela kulo nge-Analytics > Principal Analysis.

Ukujonga kweKhalenda yeeNtlawulo eziBuyiswayo: Bonisa iSixa-mali esiPheleleyo ngosuku ngalunye

Ukubona kwekhalenda kwengxelo yeentlawulo ezibuyiswayo kuphuculwe ukuze kuboniswe isishwankathelo seentlawulo ezilindelekileyo okanye ezifumanekileyo ngosuku ngalunye

Sakha ngokuvulelekileyo

Ngoku ungabona into esisebenza kuyo. Jonga i-Lendbox roadmap ukuze ubone iimpawu ezizayo, uphuculo, kunye nolungiso lweebug. Yifumane kwipaneli yokukhangela esekhohlo phantsi kwe-Roadmap.

Iphepha le-Loans ngoku lixhasa ukuhluza okuphucukileyo. Ungahluza ngenombolo yemboleko, isixa esiyintloko, umhla wokukhululwa, izinga lenzala, isixa esihlawulweyo, nokunye okuninzi.

I-Recycle Bin ikho ngoku

Izinto ezicinyiweyo azisuswa ngokusisigxina kwangoko. Ngoku ungazifumana kwakhona nanini na kwi-Recycle Bin. Yifikelele kwipaneli yokukhangela esekhohlo ukuze ujonge kwaye ubuyisele izinto zakho ezicinyiweyo.

Ngoku unokubona amanani aqikelelweyo okuthumela eEmail, SMS, neWhatsApp ngokusekelwe kwiikhredithi zakho zezaziso ezikhoyo.

Ngoku ungajonga kwangaphambili iingxelo zemali-mboleko ngokuthe ngqo ngaphandle kokuzikhuphela. Sikwavuselele uyilo lwengxelo ukuze lubonakale lucocekile ngakumbi.

I-Approval Workflows zilapha

Ngoku unokuseta amatyathanga okuvunywa anamanqanaba amaninzi ezimali-mboleko, iimbuyiselo, kunye neziqendu zejenali.

Tshintsha iSebe leLoan kunye neBorrower

Ukuphinda kwabelwa isebe sekuyafumaneka ngoku. Ungahlaziya isebe elidibaniswe nayo nayiphi na i-loan okanye i-borrower.

Entsha: I-Collateral Register Ilapha

Ngoku ungabona yonke i-collateral yakho kwindawo enye. Yiya ku-Loan Management → Collateral Register ukuze uqalise.

Entsha: Ingxelo yeZimbuyiselo

Landela zonke izimbuyiselo kwindawo enye. Jonga iintlawulo ezigqityiweyo nezizayo zabo bonke ababoleki kwiReports Center → Ingxelo yeZimbuyiselo.

Kongezwe amandla okucima izicelo zemali mboleko ezininzi ngaxeshanye

Iinkcukacha-manani nezilinganisi zababoleki

Kongezwe iphepha elizinikeleyo lokujonga iinkcukacha-manani nezilinganisi malunga nababoleki namaqela ababoleki. unokufikelela kwezi zilinganisi ngokujonga ku-Analytics > Borrower Stats

Ukulayishwa kweMali-mboleko ngobuninzi

Ngoku unokwenza iimali-mboleko ezininzi ngaxeshanye ku-Lendbox usebenzisa ifayile ye-Excel. Olu hlaziyo lwenza lula inkqubo yokungenisa ngokukuvumela ukuba ulayishe idatha yemali-mboleko ngobuninzi endaweni yokudala imali-mboleko nganye ngesandla.

Ukulayisha ngokwamaqela kwababoleki

Ngoku ungangenisa ababoleki abaninzi ku-Lendbox ngexesha elinye usebenzisa ifayile ye-Excel. Olu hlaziyo lwenza lula inkqubo yokwamkelwa ngokukuvumela ukuba ulayishe idatha yomboleki ngobuninzi endaweni yokongeza irekhodi ngalinye ngesandla.

Ingxelo yeNtlawulo yeMali-mboleko yeeLoans eziBhatalwa kancinci kancinci

Ingxelo yentlawulo yemali-mboleko yee loans ezi bhatalwa kancinci kancinci ngoku iyafumaneka. Kule mali-mboleko ungavelisa ingxelo eqhelekileyo yemali-mboleko, ebonisa ishedyuli eqhelekileyo yentlawulo, okanye ingxelo yentlawulo, ebonisa imali echanekileyo efunekayo ukuze kuhlawulwe ngokupheleleyo imali-mboleko ngomhla wentlawulo okhethiweyo.

Qhoboshela iifayile ngokuthe ngqo kwiimali-mboleko

Ngoku ungakwazi ukulayisha nokulawula iifayile ngokuthe ngqo kwimali-mboleko nganye. Oku kwenza kube lula ukugcina onke amaxwebhu anxulumene nemali-mboleko—anjengezivumelwano ezisayiniweyo okanye amaphepha axhasayo—ehlelekile kwaye efikeleleka kwindawo enye.

Kongezwe Inkxaso yeeXwebhu zeMali-mboleko ezininzi

Ngoku ungakwazi ukuseta nokulawula amaxwebhu emali-mboleko amaninzi, hayi kuphela isivumelwano esiqhelekileyo. Yiya ku-Documents > Templates ukuze wenze kwaye ulungise iitemplate zamaxwebhu ezininzi kangangoko ufuna.

Isihlobo esisondeleyo

Ngoku ungakwazi ukuncamathisela iirekhodi ezininzi zesihlobo esisondeleyo kumboleki. Ukongezelela, ungamisela iinkcukacha zesihlobo esisondeleyo njengemfuneko esisinyanzelo kwiwebhusayithi yakho yomboleki, uqinisekise ukuba olu lwazi luqokelelwa rhoqo ngexesha lobhaliso lomboleki.

Kwaziswa Imirhumo Yemali-mboleko eguquguqukayo

Sizise inkxaso yemirhumo yemali-mboleko eguquguqukayo, ekunika ukuguquguquka ngakumbi xa useta izakhiwo zemirhumo kwiimali-mboleko. Ngokungafaniyo nemirhumo eqhelekileyo esisigxina okanye yephesenti, imirhumo eguquguqukayo iyazilungelelanisa ngokuzenzekelayo ngokusekelwe kwixesha lemali-mboleko. Umzekelo, ungachaza umrhumo we-2% kwinyanga nganye yexesha lemali-mboleko, ngenketho yokuseta umda ophezulu onjenge-10% ukuze umrhumo ungaze ugqithe kumda ochaziweyo. Oku kwenza kube lula ukudala izakhiwo zemirhumo ezikhula ngokufanelekileyo ngamaxesha ahlukeneyo eemali-mboleko ngelixa zihlala zithobela imigaqo-nkqubo yangaphakathi okanye iimfuno zolawulo.

Uhlalutyo kunye noThelekiso lwePotfoliyo yeMveliso yeMali mboleko

Iphepha elitsha elizinikeleyo ngoku liyafumaneka ukuze kuhlaziywe iimetriki ezinxulumene neemveliso zemali mboleko nganye. Unako kwakhona ukuthelekisa ukusebenza kweemveliso ezininzi zemali mboleko ngaxeshanye. Lingenise ku-Analytics > Loan Product Metrics.

Uphuculo lwePhepha loShwankathelo

Songeze iimetriki ezintsha kwiphepha loshwankathelo, kubandakanya i-Average Loan Value, i-Total Repayments Collected, kunye netshathi ye-Repayments Collected ukuze sikunike ukuqonda okucacileyo ngakumbi malunga nendlela i-portfolio esebenza ngayo.

Uphuculo lweMveliso yeMali-mboleko

Ungakwazi ngoku ukwenza iimveliso ezisezantsi ezingapheliyo ngaphakathi kwemveliso yemali-mboleko, nto leyo ekunika ukuguquguquka okukhulu ekulungiseleleni iintlobo ezahlukeneyo zemali-mboleko. Ukongeza, iimveliso ezisezantsi zingaphindwa ngokukhawuleza ngokucofa kube kanye, nto leyo eyenza kube lula ukuseta izibonelelo zemali-mboleko ezifana nezo ngaphandle kokuqala ukusuka ekuqaleni.

Ukongezwa kweentlawulo zenzala kuphela

Ngoku unokumisela uhlobo lwentlawulo njengentlawulo ye-balloon yenzala kuphela. Le yindlela yemboleko apho umboleki ehlawula inzala kuphela ngexesha lemboleko, kwaye isixa esipheleleyo senqununu sihlawulwa ngesixa esinye ekupheleni kwexesha lemboleko. Oku kunokumiselwa kuzo zombini iimali-mboleko neempahla zemali-mboleko.

Iifizi Ezongezwe kwiMali Engundoqo

Ngoku ungamisa iifizi ukuze zongezwe kwibhalansi ephambili. Oku kungalungiselelwa zombini kwimali-mboleko nakwimveliso yemali-mboleko

Iimibuzo zababoleki

Yenza imibuzo yababoleki abanokuyingenisa emva kokuba befake isicelo sabo semali mboleko

Uphuculo lokwandiswa kwemali-mboleko

Ngoku ungayandisa imali-mboleko ngokuchanekileyo ngexesha elithile.

Ngoku ungacacisa ixabiso lesibambiso esiqhotyoshelwe kwimali-mboleko.

Inqaku elitsha

Izivumelwano zemboleko ngoku zingaba nelogo yenkampani yakho njenge-watermark kwiphepha ngalinye lesivumelwano, vele uvule “enable watermark” xa ukhuphela isivumelwano semboleko.

into entsha

ngoku ungakwazi ukulawula isixa esihlawulwa emva kwintlawulo nganye. sebenzisa "custom repayment schedule" xa usenza/uhlela i-loan

Ukuphuculwa kwesixhobo

Ngoku unokubhala isitayile, ukufometha, nokongeza imifanekiso ngqo kwiitemplate zakho zesivumelwano semali-mboleko ukuze kufumaneke uchuku lobungcali nolobuqu.

Inqaku elitsha

Gcina ngokulula amasebe ongawasebenzisi ngokuwafaka kwindawo yogcino ukuze indawo yakho yokusebenza ihlale icocekile. Yiya nje kwiphepha le-Branches ukuze ulawule amasebe akho ngoku!

Khuphela iirisithi zentlawulo

Songeze amandla okukhuphela iirisithi zentlawulo nganye nganye eyenziwa ngumboleki ukuze ukwazi ukwabelana ngazo nababoleki bakho

Ngoku ungayithintela iwebhusayithi yakho yomboleki ukuze ifumaneke kuphela kumazwe athile. Ungavula izithintelo ze-geo-location kwiphepha le-settings > website

Inqaku Elitsha

Ngoku unokwenza kwaye usebenzise izaphulelo zemali-mboleko ngqo kwiimali-mboleko. Khetha nje ithebhu ethi "Discounts" xa ujonga imali-mboleko ukuze uqale, wongeze izaphulelo zenzala okanye izaphulelo zesixa esimiselweyo

Kongezwe iintlobo zezaziso ezongezelelweyo. Ngoku unokutshintsha izaziso ezithunyelwayo xa kuhlawulwa, xa imali-mboleko iqala ukusebenza, xa imali-mboleko igqityiwe, naxa imali-mboleko ingahlawulwanga. Ukongeza, ngoku unokuthumela izaziso kubatyali-mali. Yiya ku-Settings → Notifications ukuze uvule iintlobo ezahlukeneyo zezaziso.

Inqaku Elitsha

Ngoku ungakwazi ukwenza umxholo wezaziso ze-imeyile, SMS ne-Whatsapp ezithunyelwa kubaboleki ngendlela oyithandayo. Ndwendwela ku-Settings > Notifications uze ukhethe iqhosha le-Template ecaleni kwayo nayiphi na uhlobo lwesaziso ukuze wenze imiyalezo yakho ibe yeyakho.

Izaziso ze-WhatsApp kubaboleki ngoku ziyafumaneka!

Sichulumancile ukwazisa ngokusungulwa kwezaziso ze-WhatsApp ukuze abagqwelisi bakho bahlale benolwazi ngcono ngakumbi. Eli nqaku litsha liqinisekisa uhlaziyo, izikhumbuzo, nezilumkiso ngexesha elifanelekileyo ngokuthe ngqo nge-WhatsApp, lomeleza unxibelelwano kwaye liphucula ulawulo lwemali-mboleko. Ndwendwela iphepha lokuhlawula ukuze uthenge iikhredithi zezaziso.

Ukuze siqhubeke siphucula inkonzo yethu kwaye sinike amava athembeke ngakumbi, sihlaziye inkqubo yethu yezaziso. Nceda uqaphele ukuba izaziso ze-imeyile ezithunyelwa kubaboleki ngoku ziya kufuna ukusetyenziswa kwe notification Credits

Ngoku unokucacisa ngokulula umhla omiselweyo wokubuyisela imali-mboleko zakho kumjikelo wenyanga. Umzekelo, iintlawulo zingacwangciselwa umhla wama-25 wenyanga nganye.

Ngoku ungakwazi ukuqalisa ngesandla isaziso sesikhumbuzi nge-imeyile okanye i-SMS kumboleki kwimali-mboleko.

Uphawu Olutsha Longeziwe

Yenza iiakhawunti ezisezantsi ukuze ulungelelanise imali yakho ngcono. Kananjalo, xa usenza okanye uhlela iimali-mboleko okanye iintlawulo, ngoku ungachaza ukuba leliphi iakhawunti ekufuneka kufakwe kulo ukuze ube nolawulo olungakumbi.

Ngoku unokujonga amangenelo e-general ledger anxulumene nemali-mboleko ngokucofa ithebhu ye-accounting xa ujonga imali-mboleko

Uhlaziyo lweSivumelwano seMali-mboleko

Kongezwe ii-preset ezininzi zeeshedyuli zokubuyisela, iifizi, neezohlwayo ukuze kuqhubele phambili ukusetwa kwesivumelwano semali-mboleko.

Ngoku ungazahlula ngokulinganayo iifizi zemboleko yakho kuzo zonke iintlawulo zokubuyisela

Yintoni entsha?

ngoku unokuyila nokugqibezela ngokulula izivumelwano/izivumelwano-mboleko ngqo kwi-Lendbox. Yenza ngokulula itemplate entsha okanye ulungise izivumelwano ezikhoyo kwimali mboleko nganye.

Yintoni Entsha!

Sazisa ama-Borrower Groups: ngohlaziyo lwethu lwamva nje, ngoku ungakwazi ukwenza ama-Borrower Groups! Le feature intsha ixhasa i-group lending, ikuvumela ukuba ulawule kwaye uhlele aboleki abaninzi ngaphandle kwamagingxigingxi. Nokuba uququzelela iimali-mboleko zoluntu okanye zamaqela, i-Lendbox ikunika izixhobo zokulawula yonke into endaweni enye ngenkxaso epheleleyo yedynamics ye-group lending.

Ngoku ungakhuphela iishedyuli zembuyekezo ngefomathi ye-PDF

Uhlaziyo: Umdibaniso we-API!

Qhagamshela i-Lendbox ngokungenamthungo namaqonga ahlukeneyo usebenzisa i-API yethu esandul’ ukusungulwa! Eli nqaku linamandla lifumaneka kuphela kubasebenzisi be-Business Subscription Plan yethu.

Yintoni Entsha? I-Domain yeWebhusayithi yoMboleki Enokwenziwa Ngokwezifiso

Yandisa amava omboleki wakho ngokusebenzisa igama le-domain elenziwe ngokwezifiso kwiwebhusayithi yakho yomboleki (umzekelo, example.com). Eli nqaku lifumaneka kuphela nge-Business Subscription Plan.

Uhlaziyo

Ngoku ungakwazi ukuthumela ngaphandle ngokulula zonke iingxelo zakho zobu-accounting kwifomathi ye-PDF okanye ye-Excel ukuze uzihlalutye ngokulula kwaye uzabelane ngazo.

Fumana ulwazi ngokulandelela ukusebenza kwelungu ngalinye labasebenzi ukuze kuphuculwe imveliso kunye noxanduva.

Yintoni Entsha?

Songeze iimetriki zokulandela umkhondo wephothifoliyo yakho esengozini kwiphepha le-Overview