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Kubaboleki abancinci betyala kuphela nama-MFI

Isoftware yemali-mboleko encinci eyakhelwe ukuboleka okuncinci, ngobungakanani

Kumaziko emali-mboleko encinci etyala kuphela — amawaka emali-mboleko emincinci, amagosa asentsimini nomgangatho weportfoliyo, kwinkqubo enye.

Imali-mboleko enye yinxalenye elula. Ziidola ezimakhulu ambalwa kumrhwebi ongenaso isitateliso sebhanki, ongenayo islip yomvuzo, ongenalo ifayile yetyala — yistadi negama kuphela. Ngoku yenza eso sigqibo amawaka amatyeli ngenyanga, kumagosa asasazeke kuluntu ongenakulufikelela ngosuku olunye, kumagebe amancinci njengemali-mboleko ngokwayo. Injongo icacile. Ukuyiqhuba ngaphandle kokuba umsebenzi wolawulo udle umphumela yinxalenye enzima.

Apho iwohloka khona

Into oko kuboleka emazantsi emarike kuyifunayo ngokwenene

Imali-mboleko encinci ayikokuboleka ngamanani amancinci. Ubungakanani, intsimi, amaphepha angekhoyo nokunika ingxelo kubaxhasi ngumsebenzi owahluke ngokupheleleyo.

Amawaka emali-mboleko emincinci kakhulu, kwaye lonke inyathelo lesandla liphindaphindwa ngamawaka.

Iimveliso zemali-mboleko eziqhelekileyo nokulungiswa okuzenzekelayo zithetha ukuba imali-mboleko encinci ixabisa kancinci ukuyiqhuba. Ulungiselela ubungakanani ungazityumzeki kulawulo, kwaye amagebe akho asinda ubungakanani bemali-mboleko yakho.

Ishishini lakho lenzeka entsimini, kude kwiofisi nayiphi na.

Amagosa abhalisa abaxumi kwaye arekhode iintlawulo apho abaxumi bakhoyo ngokwenene — kwifowuni, nokuba akukho signali — kwaye yonke into iyavumelana ngomzuzu xa bebuyela kunxibelelwano.

Uninzi lwabaxumi bakho abanayo irekhodi yetyala esemthethweni yokuboleka kuyo.

Wakha irekhodi ngokwakho: ii-ID, iifoto, iinkcukacha zeshishini nembali yentlawulo kwiprofayile enye yomxumi, ukuze isigqibo esilandelayo sime koko ukwaziyo ngokwenene ngabo.

Amatyala asilelayo azimela kwiportfoliyo enkulu kwaye esasazeke kakhulu ukuyibona ngeliso.

Iportfoliyo esemngciphekweni ivela ngegosa, isebe nemveliso, ukuze incwadi etyibilikayo ibanjwe kwangethuba — kungekhona xa iintlawulo-ngaphandle zifika.

Abaxhasi bafuna amanani okufikelela nempembelelo owahlanganisa ngesandla.

Amanani okufikelela nemveliso yezentlalo avela ngqo kwidatha ephilayo, ukuze ingxelo kubatyali-mali nabanikeli itsalwe ngemizuzu endaweni yokuhlanganiswa rhoqo ngekota.

Indlela ilingana ngayo

Indlela i-Lendbox eqhuba ngayo iziko lemali-mboleko encinci

Isoftware yemali-mboleko encinci inceda iziko lemali-mboleko encinci (MFI) letyala kuphela ukuboleka okuncinci ngobungakanani obukhulu — ukuqhuba amawaka emali-mboleko exabiso liphantsi, ukuxhobisa amagosa asentsimini ukubhalisa abaxumi nokuqokelela ngaphandle kwe-intanethi, ukwakha irekhodi yetyala yababoleki abangenabhanki, nokulandelela iportfoliyo esemngciphekweni nokunika ingxelo kubaxhasi. Asiluluhlu lweempawu — zizinto ezine kuphela ezikuvumela ukuboleka okuncinci, ngobungakanani, kwaye uhlale ulawula.

Imali-mboleko emincinci, ngobungakanani

Imali-mboleko encinci iphila okanye ife ngexabiso lokunceda. I-Lendbox yenza imali-mboleko encinci ibe tshiphu ukuyivelisa nokuyiqhuba, ukuze ubungakanani busebenze ngokunceda kwakho.

  • Iimveliso zemali-mboleko eziqhelekileyo ezisetyenziswa kumawaka emali-mboleko
  • Ukuvelisa nokukhupha okukhawulezayo nokuphindaphindekayo
  • Iishedyuli, inzala neentlawulo zibalwa ngokuzenzekelayo
  • Ukuboleka komntu ngamnye nokweqela kwinkqubo enye

Imisebenzi yasentsimini neselfowuni

Amagosa akho kukufikelela kwakho. Wanike isixhobo esisebenza naphi na apho abaxumi bakhoyo — kuquka apho uthungelwano lungekhoyo.

  • Bhalisa abaxumi kwaye ukhuphe usentsimini
  • Bamba iintlawulo ngaphandle kwe-intanethi, vumelanisa xa ubuyela kunxibelelwano
  • Abaxumi nokuqokelela kwegosa ngalinye kwindawo enye
  • Amaphepha amancinci okuwathwala, awafake kwakhona nokuwalahla

Iirekhodi zabaxumi ne-KYC

Xa abaxumi befika bengenambali isemthethweni, irekhodi oyigcinayo kuphela kwayo ekhoyo. I-Lendbox iyenza ipheleleyo kwaye ibe lula ukuyakha.

  • Ii-ID, iifoto neenkcukacha zeshishini kwiprofayile enye
  • Imbali epheleleyo yentlawulo yomxumi ngamnye
  • I-KYC elula kubaboleki bokuqala abangenabhanki
  • Abaxumi ababuyayo baqatshelwa ngoko nangoko

Umgangatho weportfoliyo nempembelelo

Uphendula kwincwadi yakho nakubaxhasi bakho. I-Lendbox igcina zombini iimbono zinyanisekile kwaye zilungile.

  • Iportfoliyo esemngciphekweni ngegosa, isebe nemveliso
  • Amatyala asilelayo nemikhwa kubanjwa kwangethuba
  • Ingxelo yokufikelela neyemveliso yezentlalo
  • Iziphumo ezilungele abaxhasi ezivela kwidatha ephilayo

Ubungqina

“Into eyasenza sitshintshe ngokupheleleyo ngokwenene yindlela isoftware enokukhula ngayo nendlela iqela lenkxaso elisabela ngayo kwiingcebiso zethu. Asisabambekanga sibukele iitafile ze-pivot imini yonke okanye sileqa abanokuthi bangahlawuli ngesandla.”
Abraham Mukelabai, uMlawuli oyiNtloko, Abramuke General Dealers·Abramuke General Dealers · Umboleki omncinci, Zambia
amazinga okungahlawuli
Esezantsi
amaqhaga abatyali-mali
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uhlolo lobuqhetseba bamaxwebhu
I-AI
Funda isifundo-meko esipheleleyo se-AGD

Imibuzo ababoleki abancinci abasibuza yona

Yintoni isoftware yemali-mboleko encinci?
Isoftware yemali-mboleko encinci inceda iziko lemali-mboleko encinci (MFI) letyala kuphela ukuboleka imali-mboleko emincinci ngobungakanani obukhulu — iqhuba iimveliso zemali-mboleko ezisemgangathweni ngexabiso eliphantsi kumawaka emali-mboleko, ivumela amagosa asentsimini ukubhalisa abaxumi nokuqokelela iintlawulo ngaphandle kwe-intanethi, yakha irekhodi yetyala yababoleki abangenabhanki kwii-ID, iifoto nembali yentlawulo, kwaye ilandelele iportfoliyo esemngciphekweni ngegosa, isebe nemveliso. I-Lendbox iqhuba wonke umsebenzi ukusuka entsimini ukuya kwiofisi enkulu, ngokufikelela nengxelo kubaxhasi etsalwa ngqo kwidatha ephilayo.
Ingaba ingaphatha ngokufanelekileyo ubungakanani obukhulu bemali-mboleko emincinci?
Ewe. Iimveliso zemali-mboleko eziqhelekileyo ze-Lendbox nokulungiswa okuzenzekelayo zigcina ixabiso lokuqhuba imali-mboleko nganye encinci liphantsi, ukuze ukwazi ukunceda ubungakanani obukhulu bababoleki ngaphandle kolawulo lugcwalise iqela lakho okanye amagebe akho.
Ingaba amagosa asentsimini angabhalisa abaxumi kwaye aqokelele iintlawulo ngaphandle kwe-intanethi?
Ewe. Nge-Lendbox, amagosa asentsimini abhalisa abaxumi, akhuphe kwaye abambe iintlawulo ngaphandle kwe-intanethi kwifowuni — kuquka ngaphandle kwesignali — kwaye yonke into ivumelana ngokuzenzekelayo nje xa bebuyela kunxibelelwano.
Ingaba singaboleka abaxumi abangenambali isemthethweni yetyala?
Ewe. I-Lendbox ikuvumela ukwakha irekhodi ngokwakho: iprofayile nganye yomxumi ibamba ii-ID, iifoto, iinkcukacha zeshishini nembali epheleleyo yentlawulo, nge-KYC elula kubaboleki bokuqala abangenabhanki abangenambali isemthethweni yetyala, ukuze izigqibo zokuboleka zime koko ukwaziyo ngabo.
Ingaba ilandelela iportfoliyo esemngciphekweni kuyo yonke incwadi?
Ewe. I-Lendbox ilandelela iportfoliyo esemngciphekweni eyahlulwe ngegosa, isebe nemveliso, ukuze amatyala asilelayo nemikhwa ekhathazayo ivele kwangethuba endaweni yokuvela kwintlawulo-ngaphandle.
Ingaba singanika ingxelo yokufikelela nemveliso yezentlalo kubaxhasi bethu?
Ewe. I-Lendbox ivelisa amanani okufikelela nemveliso yezentlalo kwidatha ephilayo, ukuze ingxelo kubatyali-mali nabanikeli ikwazi ukukhutshelwa ngemizuzu endaweni yokuhlanganiswa ngesandla rhoqo ngekota.
Ingaba ixhasa kokubini ukuboleka komntu ngamnye nokweqela?
Ewe. I-Lendbox iqhuba iindlela zomntu ngamnye nezeqela kwinkqubo enye. Ukuba uboleka ikakhulu ngamaqela otyala oludibeneyo, jonga isisombululo sethu esizinikeleyo sokuboleka ngeqela kwizixhobo zosuku lwentlanganiso neziqinisekiso zeqela.

Boleka okuncinci, ngobungakanani, ungalahli ulawulo

Qalisa uvavanyo lwasimahla lwe-Lendbox uze uqhube ukuboleka okuncinci kobungakanani obukhulu, ukusuka entsimini ukuya kwiofisi enkulu, kwindawo enye.

Qalisa uvavanyo lwakho lwasimahla

Apho uya khona okulandelayo