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Ukuvelisa imali-mboleko

Isoftware yokuvelisa imali-mboleko exhasa ababoleki abalungileyo phambi kokuba bahambe

Kumboleki olahlekelwa ngabafaki-zicelo ngenxa yamaphepha acothayo asasazekileyo — ipayipi elinye ukusuka kwisicelo ukuya kwintlawulo, iimvume ezingqinelanayo, nesivumelwano semali-mboleko sibhalelwe wena.

Umzuzu lapho izinto ziphamba khona

Umboleki ufaka isicelo ngoMvulo. Ifomu lihlala kwi-WhatsApp yomntu, lize lifakwe kwakhona kwispredishithi, lize lilinde igosa elinye elazi imithetho. Ngexesha usele ulungele ukuvuma ngoLwesine, sele eyithathe imali kumboleki okufuphi othe ewe ngaloo mvakwemini — kwaye awuzange neze ufumanise ukuba kutheni idili libande.

Apho iwohloka khona

Xa ewe ecothayo ilahlekelwa ngumboleki

Awulahlekelwa ababoleki ngomzuzu omnye obangela uloyiko. Ubalahlekela kwizikhewu — ifomu elihlalileyo, isigqibo esilindileyo, isivumelwano esithathe usuku ukusibhala — de umboleki okhawulezayo abaphumelele kuqala.

1

Izicelo zifika kuyo yonke indawo — WhatsApp, amafomu ephepha, umtyeleli, ispredishithi.

Sonke isicelo sifika kwipayipi elinye, nokuba sifike njani. Ubona umgca wonke kwibhodi elinye kwaye wazi kanye okukulindeleyo — akukho nto ingcwatyiweyo kwincoko okanye kwidrowa.

2

Amagosa amabini ajonga umboleki omnye afikelele kwiimpendulo ezimbini ezahlukeneyo.

Imithetho yakho yokuboleka yakhelwe kwisigqibo, ukuze iimvume ziphume zingqinelana nokuba ngubani okwidesika. Umngcipheko ofanayo ufumana impendulo efanayo, kwaye sonke isigqibo sirekhodwa kwisicelo.

3

Ngexesha usithi ewe, umboleki sele ethathe imali-mboleko kwenye indawo ekhawulezayo.

Izicelo zihamba zidlula kuhlolo, imvume nokukhutshwa ngaphandle kokuhlala kwibhokisi lomntu. Ugqiba ngeeyure, kungekhona iintsuku — kwaye umboleki ufumana imali yakhe phambi kokuba aye kufuna kwenye indawo.

4

Iinkcukacha ezifanayo zomboleki zifakwa kwakhona kathathu, kwaye iimpazamo zingena.

Bamba umboleki kanye kwaye idatha ihamba ngqo iye kwisivumelwano nakwimali-mboleko ephilayo. Akukho kufaka kwakhona, akukho mpazamo zokukhuphela ezisiwa kwisivumelwano ongasichithi lula.

5

Sonke isivumelwano semali-mboleko sibhalwa ngesandla, ngokucotha, kwaye asifani ncam.

Izivumelwano zemali-mboleko ziyazivelisa kwitemplatey yakho ngomzuzu imali-mboleko ivunywa — amanani achanekileyo, imigaqo echanekileyo, ngalo lonke ixesha — zilungele ukutyikitya endaweni yokubhalwa kwakhona kwesidlulileyo.

Ipayipi elinye, ukusuka kwisicelo ukuya kwintlawulo

Bona imali-mboleko ihamba ukusuka kwisicelo ukuya ekukhutshweni

Ngosuku olunye

ukusuka kwisicelo ukuya kwintlawulo

Isicelo
Kwindawo enye
100%
Iyahlolwa
Ihlolwe ngemithetho yakho
74%
Ivunyiwe
Isivumelwano siveliswe
58%
Ikhutshiwe
Intlawulo yosuku olunye
55%

Ifaneli engumzekelo — ukuguqulwa kwakho nexesha lakho lokwenene zilandelwa bukhoma njengoko izicelo zingena.

Indlela esebenza ngayo

Indlela i-Lendbox eyenza ngokuzenzekelayo ukuvelisa imali-mboleko

Isoftware yokuvelisa imali-mboleko ishukumisa imali-mboleko ukusuka kwisicelo ukuya kwintlawulo kwipayipi elinye — ukubamba umboleki, ukusihlola ngemithetho yakho, ukuvelisa isivumelwano nokuxhasa imali-mboleko. Asiluluhlu lweempawu — zizinto ezine ezithatha isicelo ukusuka apho sifike khona ukuya kwimali esandleni somboleki, ngaphandle kokuba umntu abhale kwakhona nantoni na.

Ipayipi elinye lezicelo

Sonke isicelo semali-mboleko — kwi-intanethi, kwisebe okanye sifakwe ligosa — sifika kwibhodi elinye kwaye sihamba kumanqanaba akho: entsha, iyahlolwa, ivunyiwe, ikhutshiwe. Uhlala usazi okulindileyo, kubani, nexesha elingakanani.

  • Umnyango omnye wezicelo ze-intanethi, zesebe nezifakwe ligosa
  • Tsala izicelo zidlule kumanqanaba akho okuhlola
  • Bona ngasinye sihleli ixesha elingakanani nokuba ngubani osibambileyo
  • Bamba i-KYC yomboleki namaxwebhu kwisicelo

Ukunika amanqaku nemithetho yesigqibo

Bhala indlela oboleka ngayo ngokwenene — imida, amaqondo, amaxwebhu afunekayo — ukuze sonke isicelo sihlolwe ngokuchasene nomgangatho ofanayo kwaye iimvume ziyeke ukuxhomekeka kothi ngethamsanqa azihlole.

  • Iimvume ezingqinelanayo ngokweemfuno zakho
  • Phawula izicelo ezimbalwa okanye ezinobungozi ngokuzenzekelayo
  • Sonke isigqibo sirekhodwe nokuba ngubani nokuba kutheni

Izivumelwano zemali-mboleko ezenziwe ngezifiso

Ikontrakthi iyazibhala kwitemplatey yakho ngomzuzu imali-mboleko ivunywa — iinkcukacha zomboleki, imali, izinga neshedyuli zigcwalisiwe, zilungele ukuthunyelwa ukuze kutyikitywe.

  • Iitemplatey zakho zesivumelwano, zigcwaliswe ngokuzenzekelayo
  • Amanani nemigaqo echanekileyo atsalwe kwisicelo
  • Iveliswe ngokuvunywa — akukho kubhala kwakhona kwesidlulileyo

Ukusuka kwimvume ukuya kwintlawulo

Isicelo esivunyiweyo siba yimali-mboleko ephilayo ngenyathelo elinye — ishedyuli imisiwe, ibhalansi iphilile, kwaye intlawulo ilungele ukuhamba ngaphandle kokufaka kwakhona nantoni na.

  • Isicelo esivunyiweyo sijika ngqo sibe yimali-mboleko esebenzayo
  • Ishedyuli yentlawulo iveliswe ngokuzenzekelayo
  • Khupha kumboleki ngaphandle kokufaka kwakhona iinkcukacha

Ubungqina

Ukuba unika imali, ufuna into ekuncedayo ukulandela yonke into. Yandigcinela ixesha, kwaye inika abaxumi ukuzithemba.
John Mulevu, uMnini, Joshe Money Lending·Joshe Money Lending · Umboleki omncinci, Zambia
Funda isifundo-meko esipheleleyo se-Joshe Money Lending
Landela
imali-mboleko nganye oyinikayo
Yagcina
ixesha kwimali-mboleko nganye
Okungakumbi
ukuzithemba komxumi

Imibuzo ababoleki abayibuza ngokuvelisa

Yintoni isoftware yokuvelisa imali-mboleko?
Isoftware yokuvelisa imali-mboleko sisixhobo esithatha imali-mboleko ukusuka kwisicelo ukuya kwintlawulo kwipayipi elinye — ukubamba umboleki kanye, ukuhlola isicelo ngokuchasene nemithetho yakho yemvume, ukuvelisa isivumelwano semali-mboleko ngokuvunywa, nokusijika sibe yimali-mboleko ephilayo elungele ukuxhaswa. I-Lendbox iqhuba lonke ukuhamba ukuze ugqibe ngeeyure kwaye ukhuphe ngosuku olunye.
I-Lendbox iyikhawulezisa njani ukuvelisa imali-mboleko?
I-Lendbox itsala sonke isicelo kwipayipi elinye kwaye isithwala sidlule kuhlolo, imvume, isivumelwano nokukhutshwa ngaphandle kokuba umntu abhale kwakhona iinkcukacha okanye asukele ifomu phakathi kweebhokisi. Ngenxa yokuba idatha yomboleki ibanjwa kanye nemithetho yakho yesigqibo yakhelwe, isicelo singahamba ukusuka kwisicelo ukuya kwimali-mboleko exhasiweyo ngosuku olunye endaweni yokuhlala emgceni iveki.
Ingaba ababoleki banganokufaka isicelo kwi-intanethi, okanye sifaka izicelo ngokwethu?
I-Lendbox ixhasa zombini. Ababoleki banganokuthumela kwi-intanethi kwaye amagosa anganokufaka izicelo zomtyeleli okanye zomnxeba ngokuthe ngqo — nokuba kunjani zifika kwipayipi elinye. Awudibanisi ifomu yewebhu nenkqubo yephepha; ngumnyango omnye onembono omnye wayo yonke into elinde isigqibo.
Ingaba singaseta iimfuno zethu zemvume?
Ewe. I-Lendbox ikuvumela ukubhala imithetho oboleka ngayo sele — izixa eziphezulu, amaqondo engeniso okanye okukwazi ukuhlawula, amaxwebhu afunekayo — kwaye sonke isicelo silinganiswa ngakuyo, ukuze iimvume ziphume zingqinelana nokuba ligosa lipi elizihlolayo. Sonke isigqibo sirekhodwa kwisicelo nokuba ngubani osivumileyo nokuba kutheni.
Ingaba ivelisa isivumelwano semali-mboleko ngokuzenzekelayo?
I-Lendbox ivelisa isivumelwano semali-mboleko ngokuzenzekelayo. Xa imali-mboleko ivunywa, igcwalisa itemplatey yakho yesivumelwano ngeenkcukacha zomboleki, imali, izinga neshedyuli yentlawulo, ukuze ikontrakthi ilungele ukutyikitywa endaweni yokubhalwa ngesandla. Amanani atsalwa ngqo kwisicelo, ukuze isivumelwano sihambelane nemali-mboleko ncam.
Kwenzeka ntoni xa isicelo sele sivunyiwe?
I-Lendbox ijika isicelo esivunyiweyo sibe yimali-mboleko ephilayo ngenyathelo elinye — ishedyuli yentlawulo iveliswe, ibhalansi esalelayo iphilile, kwaye intlawulo ilungele ukukhutshwa ngaphandle kokufaka kwakhona nantoni na. Ukusuka kuloo nqaku imali-mboleko ilandelwa, ihlawulwe kwaye inikwe ingxelo ngaphakathi kwi-Lendbox njengayo nayiphi na enye.
Ingaba kufuneka sishenxise ababoleki bethu abakhoyo ukuze siqalise?
Hayi. I-Lendbox ikuvumela ukuqalisa ukuvelisa imali-mboleko entsha ngepayipi ngoko nangoko nokuzisa ababoleki abakhoyo njengoko uqhubeka. Uninzi lwababoleki luqalisa ngokuthumela izicelo ezintsha ngepayipi le-Lendbox luze lubone umahluko wexesha lokuvuyelelwa kwezokuqala.

Yeka ukulahlekelwa ngababoleki ngenxa yokuvuma okucothayo

Qalisa uvavanyo lwasimahla lwe-Lendbox uze udlulise izicelo zakho ezilandelayo kwipayipi elinye — faka isicelo, vuma kwaye ukhuphe ngosuku olunye.

Akukho khadi lifunekayo.