Yiya kumxholo ophambili

Iingxelo nokuqonda

Amanani sele elungile ngaphambi kokuba kubekho oweceleyo

Ibhodi yakho, umlawuli wakho, umphicothi wakho noMvulo wakho kusasa bonke bafuna amanani ahlukeneyo. Ngamnye wabo unengxelo eyiphendulayo, eyakhiwe ukusuka kwileja enye.

Ideshbhodi ephambili, ibonisa iitshati zeportfoliyo namakhadi omngcipheko
  • 1Isikhundla seportfoliyo, ngokuthe ngqo
  • 2Amakhadi omngcipheko, avela ngaphambi kokuba uwakhangele

Ideshbhodi ayisosishwankathelo esilungiselelwe ngumntu. Ifunda iirekhodi ezifanayo amagosa emali-mboleko asebenza kuzo.

Ngokwalowo ubuzayo

Iindidi ezine zabaphulaphuli, iiseti ezine zamanani

Ukunika ingxelo kuyasilela xa kuvelisa ideshbhodi enye kubo bonke. Ezi zicwangciswe ngokomntu omi phambi kwakho.

Kwibhodi

Ingaba incwadi iyakhula, iyaqokelela, kwaye yenza imali? Ngekota, kwaye ngendlela enokungena kwipakethe ngaphandle kokuchwethezwa kwakhona.

  • Ideshbhodi yokujonga konke — isikhundla seportfoliyo nokukhula
  • Imikhwa — ukukhutshwa kwemali nokuqokelela ngokuhamba kwexesha
  • Imilinganiselo yemveliso yemali-mboleko — zeziphi iimveliso ezizuzayo nezingazuziyo
  • Uhlalutyo lweyona mali — apho incwadi igxile khona
  • Inzuzo nelahleko — ingeniso yenzala, yeentlawulo neyezohlwayo, ngokwahlukeneyo

Kumlawuli nakumphicothi

Ngubani ogqibe ntoni, nini, kwaye phantsi kwegunya likabani? Le yiseti egqiba ukuba uhlolo luya kuba yintsasa okanye iiveki ezimbini.

  • Ingxelo yezigqibo — konke ukuvunywa nokwaliwa kwixesha
  • Ileja enkulu — ileja epheleleyo efakiweyo kulo naliphi na ixesha
  • Ibhalansi yovavanyo — kunye nezixa zetyala nezekhredithi ngezantsi
  • Umkhondo wophicotho — irekhodi esenqanabeni lesenzo emva kwako konke oko

Kumgaqo-nkqubo wetyala

Umngcipheko wakheka phi, kwaye ngubani owuthweleyo? Imibuzo oyibuzayo ngaphambi kokutshintsha imveliso okanye ukushukumisa iportfoliyo.

  • Iportfoliyo Esemngciphekweni (PAR) — kunye nemali esalindeleyo esebenza kuyo
  • Ingxelo yamatyala asemva — ngebhakethi, ngesebe nangegosa
  • Ukusebenza kwabasebenzi — amatyala asemva nokuqokelela ngegosa lemali-mboleko
  • Iipatheni zokwaliwa — ukusuka kwingxelo yeZigqibo

KuMvulo kusasa

Yintoni efanele ihlawulwe namhlanje, yintoni engene izolo, kwaye yintoni elinde isigqibo? Izinto ezintathu abasebenzi abazifunayo ngaphambi kokuba isebe livule.

  • Ingxelo yeentlawulo — umbono wetheyibhile okanye wekhalenda
  • Ingxelo yamatyala asemva — ecocwe yaya koko kusanda kudlula ixesha
  • I-Approval Center — yonke into elinde utyikityo

Iportfoliyo esemngciphekweni

I-PAR, namabhakethi angaphantsi kwayo

Iportfoliyo Esemngciphekweni iboniswa ngokuchasene nebhalansi esalindeleyo esebenza kuyo, ngoko umlinganiselo nesixa zifundwa kunye. I-PAR eshukumileyo ngenxa yokuba isahlulo esingezantsi sincipha libali elahlukileyo kwelo lishukume ngenxa yokuba imali-mboleko yonakele, kwaye ungabona ukuba yeyiphi eyenzekileyo.

Ngaphantsi kwayo, amatyala asemva ahlulwa abe ngamabhakethi — iintsuku ezi-1–30, 31–60, 61–90 nezingama-90 nangaphezulu — kwaye anikwe amanqanaba okuba liNqanaba lokuqala, Beka esweni, Isemngciphekweni neSibalulekileyo.

Amatyala asemva akwahlulwa ngokokuba imali-mboleko isengaphakathi kwexesha layo okanye sele idlulile umhla wokuvuthwa. Imali-mboleko ephose intlawulo isenenyanga ezintandathu zisele yingxaki yokuqokelela. Imali-mboleko ephose iintlawulo kwaye sele idlulile umhla wokuvuthwa yingxaki eyahlukileyo, kwaye ukuthatha umndilili wazo zombini kufihla zombini.

  • Amabhakethi: iintsuku ezi-1–30, 31–60, 61–90 nezingama-90+
  • Amanqanaba: Inqanaba lokuqala, Beka esweni, Isemngciphekweni, Isibalulekileyo
  • Yahlulwe ngokungaphakathi kwexesha nokudlulileyo ekuvuthweni, okanye idityanisiwe
  • Yahlulwe ngesebe nangegosa lemali-mboleko
Ingxelo yamatyala asemva enamabhakethi obudala nenani leportfoliyo esemngciphekweni
  • 1Amabhakethi obudala, kunye nesixa kwinye nganye
  • 2Ngaphakathi kwexesha kuthelekiswa nokudlulileyo ekuvuthweni

Amabhakethi yingxelo. Inani elinye le-PAR ngumxholo ophezu kwawo nje.

Into eyenzayo

Indlela iingxelo ezisetyenziswa ngayo

Umahluko phakathi kwengxelo nemodyuli yeengxelo kukuba ngaba impendulo ifika na ngendlela umbuzo owabuzwa ngayo.

  • Ingxelo yezigqibo, eyakhiwe ukusuka kumkhondo wophicotho

    Konke ukuvunywa nokwaliwa kwixesha, kunye nomboleki, isixa, isigqibo, umhla wesigqibo nomsebenzisi osenzileyo. Izinto zifakwa kwifayile ngomhla isenzo sokugqibela esabhalwa ngawo, hayi ngomhla ezathunyelwa ngawo — okuyinguqulelo umlawuli ayicelayo. Ihlanganisa imali-mboleko, iintlawulo, intengiselwano notshintsho lwemali-mboleko kunye.

  • Izicoci, imibono egciniweyo nokukhutshwa

    Coca ngobubanzi bomhla, isebe, igosa, imveliso yemali-mboleko, ibhande lesixa nemeko. Gcina iseti yezicoci njengombono onegama uze ubuyele kuwo kwinyanga ezayo — umbono ugcina izicoci, hayi ikopi eqandisiweyo yedatha. Khuphela kwi-Excel okanye kwi-PDF; iingxelo ezinkulu zithunyelwa nge-imeyile xa sele zilungile.

  • Ubume bokuprinta obumela ngokwabo

    Umbono wokuprinta uthwala izicoci ezisetyenzisiweyo, umsebenzisi oyenzileyo nesitampu sexesha, kwintloko yawo. Ingxelo eprintiweyo engathi yacocwa ngantoni asibobungqina, kwaye umphicothi uya kuyiphatha ngokunjalo.

  • Ukuqokelela, imihla ngemihla

    Ingxelo yeentlawulo ibonisa oko kufanele kuhlawulwe noko kufikileyo, njengetheyibhile okanye njengekhalenda. Iimeko zahlula uKuhlawulwe, Inxalenye, Isalindile, Intlawulo Ephosiweyo kunye Nokudlulileyo Ekuvuthweni, ngoko icandelo elihlawulwe inxalenye alibalwa njengempumelelo okanye njengokusilela.

  • Isebe kuthelekiswa nesebe

    Yonke ingxelo ithatha isebe, kwaye ideshbhodi ikuxelela ngokucacileyo xa ujonga onke amasebe edibene. Thelekisa amasebe ngemilinganiselo efanayo nangexesha elinye, ukusuka kwiirekhodi ezifanayo ezingaphantsi — akukho sebe linika ingxelo ngalo.

Ubukrelekrele beshishini

Ukuqonda kuyakufumana, kwiphepha osele ukulo

Uninzi lweengxelo lucinga ukuba sele urhanela into. Uya kwicandelo leengxelo, ukhethe ingxelo, umisele ububanzi bomhla uze ufumanise ukuba ubunyanisile na.

I-Lendbox nayo ibeka amakhadi omxholo ngaphakathi ephepheni, phakathi kwentloko yephepha nephepha ngokwalo. Ukuqonda okubini okanye okuthathu okunxulumene noko ukujongileyo ngoku, kunikwe amanqanaba ukusuka kulwazi ukuya kwisilumkiso, kunye nekhonkco elikusa kwiinkcukacha okanye elizivulayo apho ukhona. Ungawugoqa umgca, kwaye uhlala ugoqiwe kuwe.

  • Ukuqonda okubini okanye okuthathu, kwiphepha osele usebenza kulo
  • Kunikwe amanqanaba: impumelelo, ulwazi, isilumkiso, isilumkiso esingxamisekileyo
  • Vula iinkcukacha apho ukhona, okanye uzilandele uye kwingxelo
  • Iyagoqeka, kwaye iyakhumbula

Ngaphambi kokuba uqale

Singayakha ingxelo esiyifunayo engekho kolu luhlu?
Qala ngezicoci — uninzi lwezicelo lujika lube yingxelo ekhoyo enobubanzi obahlukileyo bomhla, isebe okanye imveliso, onokuyigcina njengombono onegama. Apho oko kunganelanga ngokwenene, khuphela kwi-Excel uze wakhe phezu kwamanani afanayo.
Ingaba iingxelo zinokucwangciswa okanye zithunyelwe nge-imeyile?
Ukukhutshwa okukhulu kwenziwa ngasemva kuze kuthunyelwe kuwe nge-imeyile xa sele kulungile, ngoko ingxelo enkulu ayibambi iskrini sakho. Imibono egciniweyo yenza ingxelo yenyanga ibe ngamacofa amabini endaweni yokwakhiwa kwakhona.
Ingaba iingxelo ziyavumelana nee-akhawunti?
Ewe, ngenxa yokuba azizizo iinkqubo ezahlukeneyo. Iingxelo zeportfoliyo neengxelo zemali ziveliswa kwiirekhodi ezifanayo ezifakiweyo, ngoko inani kwingxelo nenani elifanayo kwibhalansi yovavanyo zivela kwindawo enye.

Imibuzo abantu abayibuzayo

I-Lendbox iyibala njani iportfoliyo esemngciphekweni?
I-PAR iboniswa ngokuchasene nebhalansi esalindeleyo esebenza kuyo, kunye namatyala asemva ahlulwe abe ngamabhakethi eentsuku ezi-1–30, 31–60, 61–90 nezingama-90+ kwaye anikwe amanqanaba ukusuka kwiNqanaba lokuqala ukuya kwiSibalulekileyo. Amatyala asemva akwahlulwa abe yimali-mboleko esengaphakathi kwexesha layo neyona idlulileyo umhla wokuvuthwa.
Ingaba ikho ingxelo ebonisa ukuvunywa nokwaliwa kwemali-mboleko kwixesha?
Ewe — ingxelo yezigqibo. Idwelisa into nganye kunye nomboleki, isixa, isigqibo, umhla wesigqibo nomsebenzisi osenzileyo, ifakwe kwifayile ngomhla isenzo sokugqibela esabhalwa ngawo, kwaye yakhiwa ukusuka kumkhondo wophicotho.
Ingaba iingxelo zinokucocwa ngesebe nangegosa lemali-mboleko?
Ewe. Iingxelo zicocwa ngobubanzi bomhla, isebe, igosa, imveliso yemali-mboleko, ibhande lesixa nemeko, kwaye iseti yezicoci inokugcinwa njengombono onegama wokubuyela kuwo.
Zeziphi iifomathi iingxelo ezinokukhutshelwa kuzo?
I-Excel ne-PDF. Iingxelo ezinkulu zenziwa ngasemva zize zithunyelwe nge-imeyile xa zilungile. Ubume bokuprinta buthwala izicoci ezisetyenzisiweyo, umsebenzisi oyenzileyo nesitampu sexesha kwintloko yabo.
Yintoni amakhadi obukrelekrele beshishini angaphakathi ephepheni?
Ngamakhadi okuqonda omxholo aboniswa phakathi kwentloko yephepha nomxholo wephepha, athwele ukuqonda okubini okanye okuthathu okunxulumene noko ukujongileyo, kunikwe amanqanaba ngokobunzima, kunye neenkcukacha ezivulekayo apho ukhona okanye ezinxulumana nengxelo epheleleyo.
Ingaba iingxelo zeportfoliyo ziyahambelana neengxelo zemali?
Ewe. Zombini ziveliswa kwiirekhodi ezifanayo ezifakiweyo, ngoko incwadi yemali-mboleko nee-akhawunti akufuneki zilungelelaniswe omnye kwelinye.

Nayiphi na inxalenye ekuzise apha, oku kuza nayo

Ababoleki, imali-mboleko neefayile ezingenamda
Akukho ntlawulo ngerekhodi nganye. Ityala lakho alikhuli ngenxa yokuba incwadi yakho ikhulile.
Abasebenzi bakho kwiwebhu, kwi-Android nakwi-iOS
Idatha efanayo kwilaptop esesebeni nakwifowuni esentsimini.
Umkhondo wophicotho opheleleyo
Sonke isenzo sithwala igama lomntu osenzileyo nexesha alenze ngalo.

Yifake kwincwadi yakho yemali-mboleko

Yenza i-akhawunti, useke imveliso enye yemali-mboleko, uze uqhube imali-mboleko yokwenene ukusuka ekuqaleni ukuya ekugqibeleni. Akukho nto ifunekayo ukufakelwa.

Uvavanyo lwasimahla lweentsuku ezingama-30. Akufuneki khadi.