Isixhobo sasimahla sokubolekisa
Isibali sezohlwayo neentlawulo zokulibaziseka
Kukho isahlulo esingahlawulwanga. Le nto ibala oko umboleki akutyalayo ngaphezu kwaso ngokwemithetho yakho — ixesha lobabalo lithatha ixesha elingakanani, isohlwayo sibalwa phezu kwantoni, nokuba siphindaphindeka kangakanani — kwaye ibonisa lonke uhlawuliso ngalunye olwakha isixa sesiphelo.
Isahlulo esidlulwe lixesha
Isetyenziswa kuphela xa isohlwayo sibalwa kwibhalansi iphela endaweni yesahlulo esiphosakeleyo.
Umhla umboleki ahlawula ngawo, okanye namhlanje ukuba ityala lisavuliwe.
Iintsuku emva komhla wokuhlawula phambi kokuba kubizwe naliphi na isohlwayo. Intlawulo eyenziwa ngomhla wokugqibela wobabalo ayixabisi nto yongezelelekileyo.
Imithetho yesohlwayo
Ukubala kwibhalansi eseleyo iphela endaweni yesahlulo esiphosakeleyo kuvelisa isohlwayo esikhulu kakhulu, kwaye kunemiqathango okanye kuvinjelwe kwiimarike ezininzi.
Izohlwayo eziphindaphindwayo zibizwa ngexesha ngalinye okanye inxalenye yalo — uhlawuliso lufika ngoko nangoko ixesha liqalayo, hayi xa liphela.
Akunyanzelekanga: umda obonakaliswa njengepesenti yesixa isohlwayo esibalwa kuso. Yishiye ku-0 ukuba akukho mda.
Isohlwayo esityalwayo
R 179.20
Ngonyaka, oko kungu- 31.06%
Isohlwayo sibonakaliswa njengezinga lonyaka kwisixa esibalwa kuso, ukuze sifundeke ecaleni kwezinga lenzala.
- Iintsuku zokulibaziseka
- 47
- Isohlwayo siqala
- Jun 11, 2026
- Iintsuku ezibizwayo
- 37
- Uhlawuliso olusetyenzisiweyo
- 2
- Sibalwa phezu kwe-
- R 4 480.00
- Isahlulo esidlulwe lixesha
- R 4 480.00
- Isohlwayo sisonke
- R 179.20
- Isixa sesiphelo sokusombulula ityala
- R 4 659.20
Oko kufuneka kuhlawulwe
- Isahlulo
- Isohlwayo
Uqikelelo lokucwangcisa nolokucacisela umboleki isixa. Isivumelwano sakho semali-mboleko, imithetho yendawo yakho malunga nenzala yesohlwayo, kunye neendlela zakho zokubala kuyeyona nto imisela oko kunokunyanzeliswa ngokwenene.
Lonke uhlawuliso, ngalunye
Umqolo ngamnye luhlawuliso olunye lwesohlwayo: umhla olufika ngawo, isixa olubalwe kuso, kunye nesixa esihambayo emva kwalo.
Ivuleka kwi-Excel, kwi-Sheets okanye kuyo nayiphi na ispredishithi.
| # | Umhla wohlawuliso | Iintsuku zokulibaziseka | Sibalwa phezu kwe- | Isohlwayo | Isixa esihambayo |
|---|---|---|---|---|---|
| 1 | Jun 11, 2026 | 10 | R 4 480.00 | R 89.60 | R 89.60 |
| 2 | Jul 11, 2026 | 40 | R 4 480.00 | R 89.60 | R 179.20 |
| Isixa sesiphelo | R 179.20 |
Izicwangciso ezine zimisela lonke inani
Iimbambano ngeentlawulo zokulibaziseka phantse ngamaxesha onke zisuka koko enye yazo ifundwa ngokwahlukileyo ngumbolekisi nangumboleki. Zibhale zone kwisivumelwano.
- 1
Xa iwotshi iqala ukubala
Ixesha lobabalo sisithuba phakathi komhla wokuhlawula nohlawuliso lokuqala. Iintsuku ezilishumi zobabalo kwintlawulo elibazisekileyo iintsuku ezilishumi kuthetha akukho sohlwayo konke konke — uhlawuliso lufika ngosuku lweshumi elinanye. Ukungalichazi lelona nqaku liqhelekileyo lokuba intlawulo yokulibaziseka ibuyiselwe.
- 2
Into isohlwayo esilinganiswa ngayo
Amapesenti amabini esahlulo esiphosakeleyo namapesenti amabini ebhalansi yemali-mboleko eseleyo zizixa ezahluke kakhulu kwimali-mboleko enye. Ukubala kwibhalansi iphela kunemiqathango okanye kuvinjelwe kwiimarike ezininzi, kwaye kufanelekile ukuqinisekisa phambi kokuba kubhalwe kwimveliso.
- 3
Ukuba siphindaphindeka kangakanani
Uhlawuliso olwenziwa kanye lumiselwa ngomhla olubizwa ngawo. Olo luphindaphindwayo luyaqhubeka lukhula de ityala lisonjululwe, kwaye yiloo nto eguqula intlawulo encinci yokulibaziseka ibe lityala ngokwalo. Kwiakhawunti edlulwe lixesha elide, izohlwayo zemihla ngemihla zinokugqitha isahlulo esizibangeleyo.
- 4
Ukuba ukhona na umda
Umda umisa isixa sesiphelo kwinxalenye emiselweyo yetyala, nokuba iakhawunti ihlala ivulekile ixesha elingakanani. Abalawuli abaninzi bawubeka, kwaye ngaphandle kwawo isohlwayo semihla ngemihla esilityelweyo ekugqibeleni sivelisa inani elingaqokelelekiyo nelingakhuselekiyo.
Into eyenziwa ngumjikelo ngamnye kwisixa sesiphelo
Izinga elinye, isahlulo esinye, iintsuku ezingama-47 zokulibaziseka ezizezinye — ngumjikelo kuphela otshintshayo. Uhlawuliso lubizwa ngexesha ngalinye okanye inxalenye yalo, ngoko lufika ngoko nangoko ixesha liqalayo.
| Sibizwa | Oko kuthetha ntoni | 2% kwisahlulo esingu-4 480, iintsuku ezingama-37 ezibizwayo |
|---|---|---|
| Kanye kuphela | Uhlawuliso olunye ngomhla ixesha lobabalo eliphela ngawo. Isixa simiselwa ukusuka apho, nokuba ityala lihlala livulekile ixesha elingakanani. | Uhlawuliso 1 — 89.60 |
| Yonke imihla | Inzala yesohlwayo ngelinye igama. Iyaqokelelana ngaphandle komda, ngoko iqhele ukuhamba nomda okanye nomhla ongaguqukiyo wokuqokelela ityala. | Uhlawuliso 37 — 3 315.20 |
| Veki nganye | Indlela ephakathi: uxinzelelo luyakhula veki emva kweveki, kodwa isixa sesiphelo sihlala siqondakala kumboleki. | Uhlawuliso 6 — 537.60 |
| Inyanga nganye | Ukhetho oluqhelekileyo kumasahlulo enyanga nenyanga, nolona lulula ukuluthelekisa nesitheyitmenti, kuba lushukuma kube kanye ngomjikelo. | Uhlawuliso 2 — 179.20 |
Zonke ezo zixa zisuka kwizinga elinye kwisahlulo esinye. Umjikelo asiyonkcukacha encinci — ngowona uyinxalenye enkulu yempendulo.
Isenzi Sesicwangciso SokuhlawulaImibuzo ngezohlwayo neentlawulo zokulibaziseka
- Thatha isixa isohlwayo esibalwa kuso — ngokuqhelekileyo isahlulo esidlulwe lixesha, ngamanye amaxesha isixa saso esiyintloko kuphela — uze usebenzise izinga elivunyelweneyo okanye uhlawuliso olungatshintshiyo. Emva koko kuphinde kumjikelo ngamnye apho iakhawunti ihlala idlulwe lixesha emva kokuphela kwexesha lobabalo. Isixa sesiphelo lizinga liphindaphindwe ngenani lohlawuliso olubiziweyo, yiyo loo nto kwiakhawunti edlulwe lixesha elide umjikelo ubaluleke ngaphezu kwezinga.
- Linani elimiselweyo leentsuku emva komhla wokuhlawula ekungabizwa sohlwayo ngazo. Akukho nto inyanzela umbolekisi ukuba alinike ngaphandle kokuba imithetho yendawo okanye isivumelwano semali-mboleko sitsho, kodwa uninzi luyalinika: iinkqubo zentlawulo zigqiba ngezantlukwano zesantya, kwaye iintsuku ezimbalwa zonyamezelo ziphepha ukohlwaya umboleki ngenxa yexesha lebhanki. Nokuba ukhetha ntoni, kufuneka kubhalwe kwisivumelwano ukuze kunyanzeliseke.
- Ipesenti ihlala ilingana kuyo yonke iportfoliyo — umthetho omnye ufanelekile kwimali-mboleko engu-500 nakweyingama-500 000. Uhlawuliso olungatshintshiyo lulula kumboleki ukuluqonda kwaye lulula ukuluqokelela, kodwa luyohlwaya kwiibhalansi ezincinci kwaye alunamsebenzi kwezinkulu. Ababolekisi abaneemali-mboleko ezahluke kakhulu ngobungakanani badla ngokusebenzisa ipesenti; abo baneluhlu olumxinwa badla ngokukhetha intlawulo engatshintshiyo.
- Ngokobuchule ewe, kwaye ezinye izivumelwano ziyakwenza. Sivelisa inani elikhulu kakhulu kunokubala kwisahlulo esiphosakeleyo kuphela, kwaye amagunya amaninzi ayakuthintela okanye akuvingcele, kunye nokubeka umda kwisohlwayo sisonke njengenxalenye yetyala lokuqala. Buza umlawuli wakho phambi kokukumisela ngale ndlela.
- Libonakalisa isohlwayo njengezinga lonyaka kwisixa esibalwe kuso, ukuze sithelekiswe nezinga lenzala. Uhlawuliso lwamapesenti amabini oluhlala kwiakhawunti iintsuku ezingama-47 lumalunga ne-15.5% ngonyaka; loo mapesenti amabini afanayo xa ebizwa nyanga nganye aphezulu kakhulu. Yeyona ndlela ikhawulezayo yokubona ukuba intlawulo yokulibaziseka isisikhumbuzo okanye yimali-mboleko yesibini.
- Kuba uhlawuliso oluphindaphindwayo alunasiphelo sendalo. Kumjikelo wemihla ngemihla, isohlwayo singagqitha isahlulo esisibangeleyo kwiinyanga ezimbalwa, ekugqibeleni sigqithe nemali-mboleko ngokwayo. Abalawuli abaninzi babeka umda ngenxa yeso sizathu — rhoqo ubonakaliswe njengepesenti yetyala eliseleyo — kwaye umda kwimithetho yakho yemveliso uthintela iakhawunti elityelweyo ukuba ivelise inani elingayi kuqokelelwa mntu.
- Ngokwenene ziyindlela enye kumaxesha ahlukeneyo. Inzala yesohlwayo ngokuqhelekileyo lizinga eliqokelelana yonke imihla kwisixa esidlulwe lixesha; intlawulo yokulibaziseka ngokuqhelekileyo luhlawuliso olwenziwa kanye okanye nyanga nganye. Misela esi sibali kumjikelo wemihla ngemihla uze ubone inzala yesohlwayo; usimisele kanye kuphela uze ubone intlawulo yokulibaziseka.
- Ewe. Ingeniso yesohlwayo ayiyongeniso yenzala, kwaye ukuzixuba kuphazamisa isivuno sakho kwiportfoliyo kwaye, kwiinkqubo ezininzi, kuxelwa ngokungachanekanga. Kufuneka kubhalwe kwiakhawunti yayo yengeniso, yiyo indlela iLendbox eyenza ngayo xa isohlwayo sibizwa kwimali-mboleko.
- Hayi. Konke ukubala kwenzeka kwisikhangeli sakho, kwaye iifayile ezithunyelwa ngaphandle zenziwa kwisixhobo sakho. Akukho nto uyibhalayo ithunyelwa kwiseva, igcinwe, okanye ishicilelwe, kwaye akukho kubhalisa.
Sibalwa njani isohlwayo sokulibaziseka ukuhlawula?
Yintoni ixesha lobabalo, ingaba kufuneka linikwe?
Ingaba isohlwayo kufuneka sibe yipesenti okanye isixa esingatshintshiyo?
Ingaba isohlwayo singabalwa kwibhalansi eseleyo iphela?
Lithetha ntoni inani lonyaka?
Kutheni isohlwayo kufuneka sibekelwe umda?
Ingaba inzala yesohlwayo iyafana nentlawulo yokulibaziseka?
Ingaba izohlwayo kufuneka zibhalwe ngokwahlukileyo kwiincwadi?
Ngaba idatha yam iyagcinwa?
Yeka ukubala amatyala ngesandla
ILendbox isebenzisa imithetho yakho yesohlwayo ngokuzenzekelayo ngomhla isahlulo esidlulwa ngawo lixesha — ixesha lobabalo, isiseko, umjikelo nomda — ibhale uhlawuliso kwiakhawunti yalo yengeniso, ize ibonise abaqokeleli ityala kanye into etyalwa ngumboleki ngamnye namhlanje.
Akukho khadi letyala lifunekayo.
Qhubeka uphonononga
- Zonke izixhobo zasimahlaIzixhobo zasimahla kubabolekiKhetha isixhobo ufumane impendulo kwimizuzwana. Songeza okungakumbi, ngoko buya kungekudala.
- Isixhobo esinxulumeneIsenzi Sesicwangciso SokuhlawulaYenza ukwahlulahlula kwexesha ngexesha kwesixa esiyintloko nenzala, emva koko uyithumele kwi-PDF okanye i-CSV.
- Isixhobo esinxulumeneIsibali Sezinga Lenzala Elisebenzayo (EIR/APR)Guqula phakathi kwamazinga athe tyaba nahlulayo uze uveze izinga lepesenti lonyaka lokwenene laliphi na imali-mboleko.