Ukhuseleko nolawulo
Yibambe ngaphambi kokukhutshwa kwemali. Yazi emva koko ukuba ngubani owenzileyo.
Iingxaki ezimbini ezahlukeneyo zihlala phantsi komxholo omnye. Ubuqhetseba obufika nesicelo, kunye nobuqhetseba obenzeka ngaphakathi kweziko lakho. I-Lendbox ibuphatha ngokwahlukileyo, ngenxa yokuba bumiswa zizinto ezahlukeneyo.
- 1Yonke into elinde isigqibo, kumgca omnye
- 2Ngubani oyiphakamisileyo, nokuba ilinde eliphi inqanaba
Akukho nto ivunywa kwincoko okanye emnxebeni. Yonke into elinde isigqibo ihlala kumgca omnye, ithwele igama lalowo uyiphakamisileyo.
Iingxaki ezimbini, hayi enye
Uninzi lweelahleko alukrelekrele. Lungolwangaphakathi.
Ubuqhetseba bangaphandle bufumana ingqalelo: i-payslip emgunyathi, umqulu wesazisi obolekiweyo, umntu omnye ofaka isicelo kabini phantsi kweendlela ezimbini zokupela igama lakhe.
Ubuqhetseba bangaphakathi buthe cwaka ngakumbi kwaye budla ngokuba bukhulu. Imali-mboleko evunywe ngumntu oyiphakamisileyo. Intlawulo ebhaliweyo kodwa engazange ifakwe ebhankini. Irekhodi ecinyiweyo emva koko. Ezi azibanjwa luhlolo olukrelekrele emnyango — zithintelwa lulawulo, kwaye zingqinwa ngumkhondo wophicotho.
- Emnyango: ukubhaqwa kobuqhetseba bemiqulu namanqaku omngcipheko
- Ngaphakathi kweziko: i-maker-checker, iimvume, ukwabiwa ngesebe
- Emva kwesenzo: ukunikwa igama kuso sonke isenzo, nokucima okunokubuyiselwa
Kwisicelo
Uhlolo lobuqhetseba kwinto umboleki akunika yona
Imiqulu elayishwe kwi-Lendbox ihlolwa njengoko ifika — ifoto yesazisi, i-payslip, irekhodi yeshishini, ifoto yomboleki ngokwakhe.
Ukubhaqwa kobuqhetseba bemiqulu
Ifayile nganye elayishiweyo iyahlolwa kwaye ithwala inqanaba lomngcipheko: elisezantsi, eliphakathi, eliphezulu okanye elibalulekileyo. Ifayile inkqubo eyibona isemngciphekweni ophezulu iphawulwa ngokuthi «Umngcipheko Ophezulu Wobuqhetseba»; leyo iyibona yenziweyo iphawulwa ngokuthi «Yobuqhetseba». Uphawu luhlala kumqulu ngokwawo, kunye nenkcazelo yoko kufunyenweyo, ngoko igosa liyalubona ngexesha livavanya endaweni yokuba libe kwingxelo emva koko.
Iyaphawula. Ayigqibi.
Uphawu lulwazi olunikwa umntu, hayi ukwaliwa okukhutshwa ngumatshini. Igosa lisavavanya imali-mboleko, kwaye isicelo esiphawuliweyo singaqhubeka ukuba kukho isizathu esivakalayo — esiba yinxalenye yerekhodi, ngenxa yokuba isigqibo sithwala igama lalowo osenzileyo.
Kuvavanyo
Inqaku lomngcipheko igosa elinokuphikisana nalo
Licelwa kwisicelo, ukusuka koko iziko likwaziyo ngokwenene ngemali-mboleko ecelwayo.
Inqaku libalwa ukusuka kwimiqathango yemali-mboleko ngokwayo — isixa, ubude bexesha, indlela yenzala, umjikelo wokuhlawula, iintlawulo nolungiselelo lwezohlwayo — kunye neprofayile yomboleki nesiqinisekiso esiqhotyoshelwe kwisicelo.
Libuya njengenani kunye nengcaciso ebhaliweyo yendlela elifikelelwe ngayo. Apho iprofayile yomboleki imxinwa kakhulu ukuba inikwe amanqaku ngokufanelekileyo, libiza iindawo ezingekhoyo endaweni yokunika amanqaku lizijikeleza, ngoko igosa liyawazi umahluko phakathi komboleki osemngciphekweni nefayile engaphelelanga.
Kukuxhaswa kwesigqibo. Alivumi imali-mboleko, alaleli imali-mboleko, kwaye alithathi indawo yomgaqo-nkqubo wakho wetyala — inkqubo oyizobileyo iseyiyo egqiba ukuba ngubani otyikityayo.
- Inqaku, kunye nesishwankathelo esibhaliweyo soko kulitsalileyo
- Libalwa ukusuka kwimiqathango yemali-mboleko, iprofayile yomboleki nesiqinisekiso
- Libiza iindawo zeprofayile ezingekhoyo endaweni yokuzijikeleza
- Licelwa ligosa, kwisicelo esiphambi kwalo
Iingxaki ezimbini, hayi enye
Ulawulo olumisa ubuqhetseba bangaphakathi
Esi sisiqingatha sephepha esibaluleke kakhulu kwiziko lezimali ezincinci, ngenxa yokuba sisiqingatha esithetha ngapho imali iya khona ngokwenene.
I-maker-checker
Umntu ophakamisa into asinguye umntu oyivumayo. Isebenza ekuvunyweni kwemali-mboleko, kwiintlawulo, kungeniso lwejenali, nakwiinguqu ezenziwa kwimali-mboleko emva kokuba iqhuba. Ungeniso oluphakanyiswe ngumsebenzisi omnye luhlala lulindile de lwamkelwe ngumsebenzisi wesibini onemvume efanelekileyo — olulolo lawulo umphicothi wakho aza kubuza ngalo ngegama.
Iimvume, imodyuli ngemodyuli
Ukufikelela asikokutshixa okunye. Imodyuli nganye imiselwa kwinqanaba ngendima nganye — Akukho, Ukujonga Kuphela, Angacela, Angavuma, Angahlela okanye Unokufikelela — ngoko unobhala wokuqokelela angabhala intlawulo ngaphandle kokukwazi ukuyivuma, kwaye umphathi wesebe angavuma ngaphandle kokukwazi ukubhala kwakhona imveliso yemali-mboleko.
- 1Imodyuli enye, inqanaba elinye, ngendima nganye
- 2Iimvume ezingaphantsi ezingaphakathi kwemodyuli
Amanqanaba amathandathu, amiselwe ngemodyuli. «Angacela» kunye «Angavuma» ngenjongo zizinto ezimbini ezahlukeneyo.
Indima ngesebe, hayi ngomntu
Abasebenzi baphethe indima kwisebe ngalinye abasebenza kulo, kwaye iindima zingahluka. Umntu omnye angaba ligosa lemali-mboleko kwelinye isebe abe ngumphathi kwelinye, enamalungelo aqondene ncakasana noko isebe ngalinye likujongileyo. Akukho mntu unikwa igunya leziko liphela ngenxa nje yokuba kwakulula ukulungiselela.
Uvumelwano lukuvunywa, hayi ububele
Ukwandisa imali-mboleko, ukuyiqengqela phambili, okanye ukuncipha koko kutyalwayo zezona ndlela zithe cwaka imali ephuma ngazo kumboleki. Kwi-Lendbox nganye yazo sisicelo endaweni yokuhlela: iphakanyiswa ngumsebenzisi omnye, ivunywe ngomnye, kwaye ayisebenzi de kube njalo. Kude kufike elo xesha imali-mboleko isabonisa oko ikutyalayo ngokwenene, kwaye uvumelwano luvela kwingxelo yezigqibo namagama omabini.
Emva kwesenzo
Irekhodi yokuba ngubani owenza ntoni
Sonke isenzo sinikwa umsebenzisi kwaye sitshicilelwe ngexesha, ngokuchasene nerekhodi esenzeke kuyo. Kudalwe, kuhlelwe, kuvunywe, kucinyiwe — konke oko.
Ukucima akuwucimi umkhondo. Iirekhodi ezicinyiweyo ziya kwibhini yokusetyenziswa kwakhona kwaye zinokubuyiselwa, kwaye ukubuyiselwa nako sisenzo esinikwe umntu. Umkhondo wophicotho umsebenzisi anokususa kuwo ungeniso ngokuthe cwaka awungomkhondo wophicotho.
- Umsebenzisi nesitampu sexesha kuso sonke isenzo
- Umvumi kwinqanaba ngalinye lenkqubo nganye
- Ukucima okunokubuyiselwa kwibhini yokusetyenziswa kwakhona
- Ukubuyiselwa okunikwa igama njengaso nasiphi na esinye isenzo
Ukhuseleko lwedatha
Apho idatha yakho ihlala khona, nokuba ngubani onokufikelela kuyo
Idatha ibhalwe ngekhowudi ngexesha ihamba naxa igcinwe. Ukufikelela kulandela imithetho yeemvume neyesebe oyimiselayo — akukho mbono uyityeshelayo ngokuthe cwaka, kwaye ukufikelela komlawuli nako yimvume ephethwe ngabantu abachongiweyo ngegama.
Iikopi zokhuselo ziyathathwa zize zigcinwe. Iirekhodi zakho zihlala zinokukhutshwa lonke ixesha unayo i-akhawunti — abathengi, imali-mboleko, intengiselwano nileja epheleleyo — ngoko idatha oyifakayo yidatha onokuyikhupha.
- Ibhalwe ngekhowudi ngexesha ihamba naxa igcinwe
- Ukufikelela okulawulwa yindima nesebe, ngaphandle kwendlela yokujika
- Ukufikelela komlawuli yimvume enegama, hayi ukungena okwabelwanayo
- Idatha yakho iyakhutshwa, kubandakanya nangexesha lokuhamba
Ngaphambi kokuba uqale
- Ingaba igosa lingaludlula uphawu?
- Ewe, kwaye oko kwenziwe ngenjongo — uphawu lulwazi, hayi isigwebo. Into engenakudluliswa yirekhodi: isicelo sisabonisa ukuba saphawulwa, kwaye ukuvunywa kusathwala igama lomntu owaqhubekayo.
- Ngubani onokuwubona umkhondo wophicotho?
- Ulandela iimvume zakho njengayo yonke enye into, ngoko nguwe ogqiba ukuba zeziphi iindima ezinokuwufunda. Into engenakwenziwa nayiyiphi na indima kukuwuhlela okanye ukususa ungeniso kuwo.
- Kwenzeka ntoni kwidatha yethu ukuba siyahamba?
- Uyayikhupha — abathengi, imali-mboleko, intengiselwano nileja epheleleyo. Iirekhodi zakho azibanjwa ukukugcina ubhalisile.
Imibuzo abantu abayibuzayo
- Imiqulu elayishwe ngokuchasene nomboleki okanye imali-mboleko — izazisi, ii-payslip, iirekhodi zeshishini, iifoto zababoleki — iyahlolwa kwaye ithwala inqanaba lomngcipheko elisezantsi, eliphakathi, eliphezulu okanye elibalulekileyo, kunye nenkcazelo yoko kufunyenweyo. Uphawu luboniswa igosa ngexesha lovavanyo.
- Hayi. Libuyisa inani nengcaciso ebhaliweyo njengenkxaso yesigqibo segosa. Ukuvunywa kugqitywa yinkqubo oyilungiselelileyo, ngabantu abachongiweyo abatyikitya izigqibo zabo.
- I-maker-checker ithetha ukuba umntu ophakamisa isenzo akanakuba nguye osivumayo. Kwi-Lendbox isebenza ekuvunyweni kwemali-mboleko, kwiintlawulo, kungeniso lwejenali, nakwiinguqu kwimali-mboleko eqhubayo njengokwandiswa, ukuqengqelwa phambili nezaphulelo.
- Iimvume zimiselwa ngemodyuli nganye nangendima nganye, kwisikali sokuthi Akukho, Ukujonga Kuphela, Angacela, Angavuma, Angahlela kunye Nokufikelela. Iimodyuli zithwala iimvume zazo ezingaphantsi, kwaye abasebenzi baphethe indima ngesebe ngalinye endaweni yendima enye kulo lonke iziko.
- Ukucima kushukumisela iirekhodi kwibhini yokusetyenziswa kwakhona, apho zinokubuyiselwa khona, kwaye kokubini ukucima nokubuyiselwa kunikwa umsebenzisi okwenzileyo. Umkhondo wophicotho ngokwawo awunakuhlelwa.
- Hayi, kwaye nayiphi na inkqubo yokubolekisa ethetha ngenye indlela kufuneka iphathwe ngenkathalo. Into i-Lendbox eyenzayo kukuphawula imiqulu esemngciphekweni ngaphambi kokukhutshwa kwemali, ukwenza ubuqhetseba bangaphakathi bufune abantu ababini endaweni yomnye, nokwenza sonke isenzo sinikwe igama emva koko.
Loluphi uhlolo lobuqhetseba i-Lendbox eluqhubayo?
Ingaba inqaku lomngcipheko liyayivuma okanye liyayala imali-mboleko?
Yintoni i-maker-checker, kwaye i-Lendbox iyisebenzisa phi?
Zineenkcukacha kangakanani iimvume zabasebenzi?
Ingaba umsebenzisi angacima into ukuze afihle umkhondo wakhe?
Ingaba i-Lendbox iyaqinisekisa ukuba ubuqhetseba abuyi kwenzeka?
Nayiphi na inxalenye ekuzise apha, oku kuza nayo
- Ababoleki, imali-mboleko neefayile ezingenamda
- Akukho ntlawulo ngerekhodi nganye. Ityala lakho alikhuli ngenxa yokuba incwadi yakho ikhulile.
- Abasebenzi bakho kwiwebhu, kwi-Android nakwi-iOS
- Idatha efanayo kwilaptop esesebeni nakwifowuni esentsimini.
- Umkhondo wophicotho opheleleyo
- Sonke isenzo sithwala igama lomntu osenzileyo nexesha alenze ngalo.
Yifake kwincwadi yakho yemali-mboleko
Yenza i-akhawunti, useke imveliso enye yemali-mboleko, uze uqhube imali-mboleko yokwenene ukusuka ekuqaleni ukuya ekugqibeleni. Akukho nto ifunekayo ukufakelwa.
Uvavanyo lwasimahla lweentsuku ezingama-30. Akufuneki khadi.