Yintoni Amaqela Obudala Bamatyala?

Amaqela obudala bamatyala yimigca eqoqa iimboleko ezingahlawulwanga ngokwenani leentsuku ezidlulelwe zizo — ngokuqhelekileyo 1–30, 31–60, 61–90, kunye nangaphezu kweentsuku ezingama-90. Imboleko nganye esemva ihlala kwiqela elinye kuphela, kwaye onke amaqela ehlangene enza iphothifoliyo yakho iyonke esemva.

Akhona kuba isivakalisi esithi "sinamatyala angu-180,000" asisincedi. Amatyala aneentsuku ezine ubudala namatyala aneenyanga ezine ubudala yiingxaki ezahlukeneyo ezinamathuba ahlukeneyo okubuyiselwa, kwaye afuna iimpendulo ezahlukeneyo. Amaqela obudala bamatyala yindlela owahlula ngayo.

Imigca esemgangathweni

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| Iqela      | Iintsuku ezidluleyo | Oku kudla ngokuthetha ntoni                                                              |
| ---------- | ------------------- | ------------------------------------------------------------------------------------------ |
| Ihleli kakuhle | 0               | Isebenza ngokwesiqhelo                                                                       |
| 1–30       | 1 ukuya kwi-30      | Ilibazisekile, ininzi yayo inokubuyiselwa. Ukulibala, ixesha lokungena kwemali, intlawulo elifikileyo emva komda. |
| 31–60      | 31 ukuya kwi-60     | Ubunzima bokwenene. Umboleki uyazi ukuba usemva.                                             |
| 61–90      | 61 ukuya kwi-90     | Iyawohloka. Amazinga okubuyiselwa ayehla ngamandla kulo mgca.                                |
| 91+        | Ngaphezu kwe-90     | Idla ngokuchazwa njengengasebenziyo. Idla ngokuya kwinkqubo yokubuyiselwa ngomthetho okanye ukucinywa. |

Abanye ababolekisi bongeza umgca we-1–7 okanye we-1–14 phambili ukubamba ukulibaziseka okutsha kwangethuba, baze bahlule umsila ube ngu-90–180 no-180+, kuba imboleko elibazisekileyo iinyanga ezintandathu ikwimeko eyahluke kakhulu kuleyo isandul' ukugqitha kwiintsuku ezingamashumi asithoba.

Le migca yizivumelwano, ayingomthetho. Okubalulekileyo kukuba ifane kuwo onke amasebe, ifane ngokuhamba kwexesha, kwaye wonke umntu ofunda ingxelo azi ukuba kusetyenziswa siphi isivumelwano.

Indlela ubudala bemboleko obulinganiswa ngayo

Iintsuku ezidluleyo zibalwa ukusuka kumhla wokuhlawula wesahlulo sentlawulo esidala kunazo zonke esingekanelisi, hayi ukusuka kwintlawulo yokugqibela eyamkelweyo.

Yiloo nto ikhubekisa abantu. Umboleki ophose amasahlulo amathathu kodwa wahlawula into ethile kwiveki ephelileyo usenazo iintsuku ezingama-90 ezidluleyo, kuba isahlulo sentlawulo sekuyiinyanga ezintathu asizange sanelisiswe ngokupheleleyo. Ukulinganisa ukusuka kumhla wentlawulo yokugqibela kungambonisa eneentsuku ezi-7 kwaye kufihle ingxaki iphelele.

Kukho izinto ezimbini ezimele zilunge ukuze oku kusebenze: ishedyuli yemihla yokuhlawula, kunye nempophoma yokwabiwa egqiba ukuba isahlulo sentlawulo sibalwa njengesanelisiweyo na. Ukuba ukwabiwa akulunganga, intlawulo eyinxenye inokugqiba isahlulo ephepheni kanti ngokwenene sisashota — nto leyo esetha kwakhona ubudala bemboleko ize iyikhuphe kwiqela efanele ukuba kulo.

Amaqela obudala bamatyala kunye nephothifoliyo esemngciphekweni

La mabini adideka rhoqo, kwaye ukuwaxuba etafileni enye yindlela eqinisekileyo yokuvelisa inani angathembi mntu.

Amaqela obudala bamatyala ayakhupha omnye komnye. Imboleko elibazisekileyo iintsuku ezingama-45 ivela kwiqela le-31–60 kuphela. Amaqela adibana enze iphothifoliyo epheleleyo esemva.

Imigangatho ye-PAR iyadibanisa. I-PAR 30 ibandakanya zonke iimboleko ezilibazisekileyo iintsuku ezingama-30 nangaphezulu — iimboleko ze-31–60, ezi-61–90, nezi-90+ zidibene. I-PAR 30 ⊇ i-PAR 60 ⊇ i-PAR 90. Azidibani zenze nto inentsingiselo.

Ubudlelwane phakathi kwazo:

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PAR 30  =  (iqela le-31–60) + (iqela le-61–90) + (iqela le-90+)
PAR 60  =  (iqela le-61–90) + (iqela le-90+)
PAR 90  =  (iqela le-90+)

Zombini iimbono zivela kwidatha enye engaphantsi. Sebenzisa amaqela xa ufuna ukubona apho ukulibaziseka kugxile khona nalapho kusiya khona. Sebenzisa i-PAR xa ufuna inani elinye elikhulu lokunika ingxelo kumxhasi-mali okanye kumlawuli, okanye ukuzithelekisa nemilinganiselo yeshishini.

Wapawule ngokucacileyo kuyo nayiphi na ingxelo ebonisa omabini. "Iimboleko ezilibazisekileyo iintsuku ezingama-31 ukuya kwezingama-60" nokuthi "iintlawulo ezidlulelwe lixesha ngaphezu kweentsuku ezingama-30" azinakuphikiswa. "Iintsuku ezingama-60" yodwa ayicaci.

Amazinga okugqithela phambili: inani elixela kwangaphambili ingxaki

Ukusasazwa kwamaqela kwenyanga enye kungumfanekiso wexesha elithile. Umqondiso oluncedo kukuba ipesenti engakanani yeqela ngalinye egqithela kwelilandelayo kwinyanga elandelayo. Elo lizinga lokugqithela phambili.

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| Inyanga  |   1–30 |  31–60 |  61–90 |    90+ |
| -------- | -----: | -----: | -----: | -----: |
| Janyuwari | 90,000 | 40,000 | 25,000 | 60,000 |
| Februwari | 95,000 | 55,000 | 22,000 | 70,000 |

Umxholo apha kukuba amatyala apheleleyo akhule esuka ku-215,000 aya ku-242,000. Ibali lokwenene kukuba iqela le-31–60 latsiba nge-38% ngelixa i-61–90 yehla. Iimboleko ziqengqeleka phambili ziphuma kwiqela lokuqala ngokukhawuleza ngaphezu kokuba ukuqokelela kunako ukuzibamba — nto leyo ethetha ukuba ibhalansi ka-Janyuwari ye-1–30 ayibuyiselwanga, yakhula ubudala.

Amazinga anyukayo okugqithela ukusuka ku-1–30 ukuya ku-31–60 sisilumkiso sokuqala esithembekileyo sokuba ukuqokelela kuyaphulukana nomhlaba. Avela inyanga epheleleyo okanye ezimbini phambi kokuba i-PAR 30 ishukume, nezimbini okanye ezintathu phambi kwendleko yakho yokubekelwa bucala.

Amazinga asezantsi okugqithela kunye neqela elikhulu le-90+ ngumfanekiso owahluke ngokupheleleyo: ingxaki yembali yinyani kodwa iqinisekisiwe, kwaye incwadi yangoku iziphatha kakuhle. Loo mahluko awubonakali kwinani elinye le-PAR.

Mawenze ntoni ngeqela ngalinye

Injongo yokwahlula ngamaqela kukuba umgca ngamnye ufumane unyango olwahlukileyo.

Iintsuku 1–30. Ukubuyiselwa okuphezulu, iindleko eziphantsi. I-SMS okanye umnxeba usombulula uninzi lwazo. Uninzi lweemboleko kweli qela alukho engxakini — zilibazisekile nje. Indlela yokusilela kukungazilandeleli konke konke, kuba zingabonakali zingxamisekile, uze uzivumele zikhule ubudala ziye kumgca apho ukubuyisela kufuna umsebenzi wokwenyani.

Iintsuku 31–60. Unxibelelwano lwegosa lasesimeni, ubuso ngobuso apho kunokwenzeka. Misela ukuba ingaba yingxaki yexesha okanye yingxaki yokukwazi ukuhlawula, kuba impendulo yiyo egqiba ukuba uyacinezela ukuze uqokelele okanye uqala incoko yokuhlengahlengiswa.

Iintsuku 61–90. Isimemo esisemthethweni, unxibelelwano nabaqinisi, ungenelelo lweqela ukuba yimboleko yeqela, uhlaziyo lwesibambiso. Ezoqoqosho zokubuyisela ziyabhitya kulo mgca — gqiba ukuba ingaba indleko yokubuyisela ithethelelwa yibhalansi esasele na.

Iintsuku 90+. Ukubuyisela ngomthetho, ukuthengiswa kwesibambiso, okanye ukucinywa. Eli qela lifuna isigqibo, hayi eminye imicimbi yomnxeba. Iimboleko ezishiywe zihleli apha ngonaphakade zikhukhumalisa ibhalansi shithi yakho ngeempahla ezingezizo iimpahla.

Yahlula amaqela ngesebe, ngegosa lemboleko, ngemveliso, nangeqela, ngaphandle kwenqanaba lephothifoliyo. Iqela le-1–30 elingu-90,000 kwinqanaba lencwadi elibonakala liyimicimbi yonke yegosa elinye yingxaki yolawulo, ayingoxaki yetyala.

Amaqela obudala bamatyala kunye nokubekelwa bucala

Uninzi lwababolekisi luqhuba ukubekelwa bucala kwelahleko yeemboleko ngokuthe ngqo kumaqela obudala bamatyala, lusebenzisa ipesenti yokubekelwa bucala kumgca ngamnye enyukayo njengoko iimboleko zisiba ndala. Umatriki oqhelekileyo ubonakala ngolu hlobo: 1% kwezihleli kakuhle, 5–10% kwi-1–30, 25% kwi-31–60, 50% kwi-61–90, kunye ne-100% kwi-90+.

Oku kwenza ukuchaneka kwamaqela ibe ngumba wengxelo yezimali, hayi owokusebenza kuphela. Ukuba imboleko ikwiqela elingafanelekanga, ukubekelwa bucala kwakho akulunganga, inzuzo yakho oyixelayo ayilunganga, nesimo sakho semali-mbeko asilunganga. Abalawuli abaphonononga incwadi yeemboleko badla ngokuqala ngokuvavanya ukuba ubudala bubalwe ngokuchanekileyo na, kanye kuba yonke into elandelayo ixhomekeke kuko.

Apho ukubalwa kobudala kuphosakala khona

Ubudala obulinganiswe ukusuka kumhla wentlawulo yokugqibela endaweni yesahlulo sentlawulo esidala esingekanelisi. Kunciphisa ukulibaziseka ngokwenkqubo, kwaye kubi ngakumbi kwabo babolekiyo abasemva kakhulu.

Iimboleko ezihlengahlengisiweyo ezisethwa zibe zihleli kakuhle. Ukuhlela kwakhona imboleko eneentsuku ezingama-90 uze uqale ixesha kwisiqalo kuyayisusa kwiqela elibi kakhulu iye kwelona lilungileyo ngobusuku obunye. Landelela iimboleko ezihlengahlengisiweyo ngokwahlukileyo ukuze uphuculo lubonakale ngendlela oluyiyo.

Amaqela abalwa kwakhona ekupheleni kwenyanga kuphela. Imboleko efikelele kwiintsuku ezingama-31 ilibazisekile ngomhla wesi-3 ihlala kwiqela elingafanelekanga iiveki ezine. Ubudala kukubala kwemihla ngemihla.

Umhla wokufakwa osetyenzisiweyo endaweni yomhla wentlawulo. Intlawulo eyenziwe ngomhla wama-20 kodwa yafakwa ngomhla wama-25 yongeza iintsuku ezintlanu ubudala bemboleko. Kwincwadi enamawaka eentlawulo, oku kutshintsha buthule ukusasazwa konke ngasekunene.

Amaqela akhoyo kwingxelo kuphela. Ukuba ukubalwa kobudala kuhlala kwispredishithi umntu alakha kwakhona nyanga zonke, akukho mntu wenza nto ngeqela le-1–30 — nolelona qela kuphela apho ukwenza into kubiza kancinci.