Draft a loan agreement in minutes.
Fill a single form, watch the contract write itself, edit any clause by hand, then download a clean PDF. Built by Lendbox for microfinance lenders, SACCOs, and money lenders.
This Agreement is made between Acme Microfinance Ltd. (the “Lender”) and John M. Banda (the “Borrower”).
The Lender shall advance KSh 250,000.00 (Two Hundred Fifty Thousand only) to the Borrower.
Three steps to a signed contract
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Start from a standard agreement, EMI plan, secured loan, promissory note, or group loan.
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Enter the parties, amount, interest and schedule. We compute the EMI and total payable for you.
Edit & download
Tweak any clause by hand in the live preview, then copy the text or save a clean PDF.
Pick a starting point
Each template pre-fills the right clauses. You can switch templates and edit everything later.
Standard Loan Agreement
A complete general-purpose contract for a personal or business loan with fixed repayments.
Use this template →Installment / EMI Agreement
Emphasises an equal periodic instalment (EMI) schedule with a clear amortisation clause.
Use this template →Secured Loan Agreement
Adds detailed collateral, security interest and repossession clauses for an asset-backed loan.
Use this template →Promissory Note
A short, one-sided promise-to-pay note signed by the borrower. Quick and simple.
Use this template →Group Loan Agreement
For microfinance group lending — adds joint and several liability across group members.
Use this template →Why we made it free
Good lending starts with a clear contract. This generator gives small lenders a professional agreement at no cost — and when you’re ready to manage the whole loan lifecycle, Lendbox is here.
This tool provides a general template and is not legal advice. Have important agreements reviewed by a qualified lawyer in your jurisdiction.