Loan Software by Country
Lendbox runs loan books for lenders in ten African countries and the Philippines. Each country page covers the regulator and licence its lenders work under, how repayments reach the loan book there, and the questions lenders in that market ask. Each pricing page says which currency the subscription is billed in.
East Africa
Kenya
SACCOs & Microlenders
KES books for SACCOs under SASRA and digital credit providers under the CBK, with M-Pesa PayBill and check-off repayments recorded against each loan.
Uganda
SACCOs & Microlenders
UGX books for Tier 4 SACCOs, MFIs and money lenders under UMRA, with MoMo and Airtel Money repayments recorded.
Tanzania
SACCOS & Microlenders
TZS books for SACCOS and tiered microfinance providers under the Bank of Tanzania, including group loans and M-Pesa repayments.
Rwanda
SACCOs & Microlenders
RWF books for Umurenge SACCOs and MFIs supervised by the National Bank of Rwanda, with MoMo repayments recorded.
Southern Africa
Zambia
Microfinance Lenders
ZMW books and billing for MFIs under the Bank of Zambia, with MTN, Airtel and Zamtel mobile money collection and disbursement built in.
South Africa
Microfinance & Stokvels
ZAR books for NCR-registered credit providers under the National Credit Act, with affordability assessment and debit order batches.
Botswana
Microfinance Lenders
BWP books for micro-lenders licensed by NBFIRA, with deduction-at-source and Orange Money repayments recorded.
Zimbabwe
Microfinance Lenders
USD books for credit-only MFIs registered with the RBZ, so nothing is converted; stop-order and EcoCash repayments recorded.
West Africa
Nigeria
Microfinance Lenders
NGN books for microfinance banks under the CBN and digital lenders under the FCCPC, with transfer and USSD repayments recorded.
Ghana
Microfinance & Savings and Loans
GHS books for microfinance and savings and loans companies under the Bank of Ghana, with MoMo repayments and daily collection rounds.
Southeast Asia
Philippines
Microfinance Lenders
PHP books for SEC-registered lending companies, MF-NGOs and CDA cooperatives, with GCash and Maya repayments recorded.
Subscriptions are billed in US dollars by card everywhere except Zambia, which is billed in ZMW by mobile money or card. Local-currency prices on the pricing pages are indicative conversions. Lending in a market not listed here? See the software for each type of lender or the standard plans.