Plans & Costs
Loan Management Software Pricing in South Africa
Plans are billed in US dollars by card; the amounts below are shown in rand at an indicative rate so you can compare them with what you spend today. If you lend in South Africa, compare Lendbox with other loan software for lenders before you choose.
Prices shown in South African Rand (ZAR)
Basic
ZAR 420
/month
Billed yearly at ZAR 5,000
1 Branch
1 Staff Member
Business website
24/7 Support
All other features are included
Business
ZAR 1,500
/month
Billed yearly at ZAR 18,000
2 Branches
3 Staff Members
Custom Domain Name for Business Website
API Integration
Priority Support
All other features are included
Growth
ZAR 2,300
/month
Billed yearly at ZAR 27,000
3 Branches
6 Staff Members
Custom Domain Name for Business Website
API Integration
Priority Support
All other features are included
Enterprise
ZAR 3,150
/month
Billed yearly at ZAR 37,000
All features in Growth plan are included
Billing questions from lenders in South Africa
Is Lendbox billed in rand?
No. Subscriptions are billed in US dollars through our card processor, and the rand figures on this page are indicative conversions. Your bank applies its own rate on the day.
Will a South African card be accepted for a dollar subscription?
Yes, any Visa or Mastercard enabled for international online payments. The charge is a foreign currency card transaction, so your bank may add its usual conversion fee.
Do South African lenders need a card to start the trial?
No. Start the trial, run your book in rand, and add a card only when you decide to keep it.
Is there a free plan in South Africa?
Not at the moment. The free plan is currently offered in Zambia only. South African lenders start on the Basic plan after the trial.
Everything you need to grow your lending business
- Fraud Detection
- AI-powered analysis of images and documents for potential fraud, automatically flagging suspicious activity.
- Credit Risk Score
- Utilizes artificial intelligence to generate risk scores for borrowers based on their creditworthiness and history.
- Unlimited Borrowers and Clients
- Add as many borrowers, additional income sources, expenses, files, comments, and custom fields as you need.
- Unlimited Repayments
- Record an unlimited number of repayments made by borrowers.
- Staff Roles and Permissions
- Define staff roles and manage permissions to control feature access and branch visibility.
- Borrower Portal
- Provide borrowers with a branded portal to log in and view their loans, statements, repayments, and receipts.
- Detailed Audit Trails
- Log and monitor changes within the platform to maintain compliance and ensure transparency.
- Email Borrowers
- Send emails directly to borrowers.
- SMS Borrowers
- Send SMS messages directly to borrowers.
- WhatsApp Notifications
- Send automated WhatsApp notifications to borrowers for important events and reminders.
- Automated Notifications
- Automatically send SMS and email alerts for events like loan creation, due date reminders, repayment confirmations, and more.
- Interactive Charts and Reports
- Access detailed reports and dynamic charts to analyze data.
- Unlimited Loan Products
- Offer flexible loan products tailored to different borrower needs and preferences.
- Loan Fees
- Set up fees that can be charged upfront or over the loan's duration.
- Late Payment Penalty Fees
- Configure penalties for late loan payments.
- Automatic Backups
- Data is regularly backed up to multiple global locations for security.
- 24/7 Support
- Get quick responses via email or schedule Google Meet sessions for training and assistance.
- Data Import
- Easily transfer existing data to Lendbox using Excel or CSV files.
- No Setup Fees
- Start using Lendbox without paying any setup fees—just the monthly subscription.
- Unlimited File Storage
- Store borrower and loan documents without worrying about storage limits.
- Secure Access Everywhere
- Access your data securely from any device, with real-time synchronization.
- Loan Performance Insights
- Analytics dashboard to visualize the performance of loans and identify areas for growth.
- Mobile Application
- Access all features through user-friendly Android and iOS applications for on-the-go management.
- Interactive FAQ and Help Center
- Provide a self-service knowledge base and frequently asked questions to enhance borrower understanding.
- Multi-Currency Support
- Support transactions in multiple currencies for international borrowing and repayment options.
- Accounting Feature
- Manage your lending business finances, track income, expenses, and generate accounting entries.
- Accounting Reports
- Generate detailed accounting reports for compliance and business insights.
- Loan Agreements and Contract Templates
- Create, customize, and manage digital loan agreements and contract templates.
- Borrower Groups
- Organize borrowers into groups for group lending, reporting, and management.
- API Integration
- Integrate Lendbox with your existing systems using a robust API.
- Custom Domain for Borrower Website
- Brand your borrower portal with a custom domain name.
- Portfolio-at-Risk Metrics
- Track and analyze portfolio-at-risk (PAR) metrics to monitor loan performance and risk.
- Digital Document E-Signing
- Sign loan agreements and other documents inside Lendbox — you sign the template once, each borrower signs their own copy, and the signed document is stored on the loan.